Mexico/St. Joe Beach Homes under $1.25 million

Mexico/St. Joe Beach Homes under $1.25 million

Welcome to St. Joe Beach, Florida—a hidden gem nestled along the stunning Gulf Coast in Franklin County. Known for its pristine white sandy beaches and crystal-clear waters, St. Joe Beach is the perfect destination for those seeking a tranquil seaside retreat. This charming community offers a laid-back lifestyle, where the rhythm of life is dictated by the gentle ebb and flow of the tides.

St. Joe Beach is not just a picturesque location; it’s a vibrant community with a rich history and an array of outdoor activities. From fishing and kayaking to hiking in the nearby St. Joseph Peninsula State Park, adventure awaits at every turn. The area is renowned for its breathtaking sunsets, making it a favorite spot for both locals and visitors to unwind and soak in the natural beauty.

For those considering a move to this idyllic locale, you’ll be pleased to know that there are beautiful homes available for under $1.25 million. Whether you’re looking for a cozy beach cottage, a modern family home, or a luxurious waterfront property, St. Joe Beach has something to suit every taste and budget. Each home is designed to capture the essence of coastal living, with many featuring stunning views, open-concept layouts, and easy access to the beach.

Embrace the serene lifestyle that St. Joe Beach offers, where you can enjoy the best of both worlds—relaxation and adventure. Discover your dream home in this coastal paradise and start making memories that will last a lifetime!

Newest Mexico/St. Joe Beach Homes under $1.25 million

264 Sea Grove Way, Port St. Joe
$589,000
4 Beds ⋅ 3 Baths ⋅ 329672 MLS ⋅ Sandpiper By The Sea BLDG.
POPULAR KENNEDY PLAN WITH PRIVATE MIL SUITE! This spacious 2,400 SF home in sought-after WindMark Beach offers a unique and versatile floor plan featuring a completely separate suite with its own private entrance, bedroom, full bath, kitchen, washer/dryer, living space, and independent climate control—ideal for extended family, guests, or multigenerational living. Backing up to a natural conservation area with some views toward the bay, the home combines privacy, space, and the coastal lifestyle WindMark is known for. The main living area offers an open, comfortable layout with a full kitchen and plenty of room for gathering. The spacious primary suite is privately positioned and features a king-size bedroom area, walk-in closet, garden tub, and separate shower. With two full kitchens and separate living spaces, this home provides flexibility that's hard to find. Just steps from the property, a community boardwalk crosses the natural preserve and connects to WindMark's extensive trail system, making it easy to walk, bike, or cruise by golf cart throughout the community. Follow the trails to the beach, community pools, or WindMark Town Center while enjoying the native coastal landscape and wildlife along the way. The garage is equipped with a Tesla Level 2 48-amp wall charger for convenient EV charging at home. WindMark Beach amenities include beach access, miles of walking and biking trails, resort-style pools, a heated pool, playground, splash park, fitness center, and more. WindMark Town Center offers restaurants, shops, entertainment, and conveniences right within the community. Downtown Port St. Joe is approximately 10 minutes away, offering additional dining, shopping, boating, and fishing. Whether you're looking for a primary residence, second home, or a coastal retreat with space for family and guests, this Kennedy plan delivers versatility, privacy, and the WindMark Beach lifestyle.

264 Sea Grove Way, Port St. Joe
246 Lalla Ln, Mexico Beach
$530,000
3 Beds ⋅ 2 Baths ⋅ 329666 MLS
COASTAL COTTAGE LOCATED IN MEXICO BEACH WITH NO HOA"S. THIS STUNNING FULLY FURNISHED 3 bedroom 2 bath with 1623 square feet of living space. Open concept design and Core-Tec LVP flooring throughout. Open kitchen WITH with granite and stainless steel appliances. You'll love the wrap around porch/deck that will create a great outdoor entertaining area for a total of 2405 square feet. Hardie board siding, metal roof & the attached two car garage. The property is beautifully landscaped with irrigation well & sprinklers. It also has a outdoor shower. you're only a short walk, bike or golf cart ride to the beautiful beaches. SHORT TERM RENTALS ALLOWED. Please note that the home has a just been completely painted throughout the home on the inside. The owner has put a new beautiful sectional couch, rug & a brand new washer & dyer. Call today for a showing.

246 Lalla Ln, Mexico Beach
207 Stingray Ln, Port St. Joe
$699,900
3 Beds ⋅ 2 Baths ⋅ 329655 MLS
NOW OFFERED AT $699,900! One of the standout values in Sunset Village, this beautifully maintained 3-bedroom, 2-bath coastal home sits on an impressive 0.44-acre lot, offering a rare amount of outdoor space just minutes from Mexico Beach. With over 2,000 square feet of living space, this home was designed for comfortable everyday living and entertaining. A true highlight is the oversized screened-in patio, creating an incredible outdoor living area with plenty of room for relaxing, dining and watching TV while enjoying the coastal breeze. The welcoming covered front porch adds even more outdoor space and classic coastal charm. Inside, the open living area features a gas fireplace and flows into a spacious kitchen with a large island, breakfast bar, double pantry and abundant cabinetry. The split floor plan provides privacy, with the primary suite tucked away from the two additional bedrooms and guest bath. A separate library nook offers a quiet space for reading, working or relaxing. Outside, the large fenced backyard provides plenty of room to enjoy the property, and the attached two-car garage plus separate golf cart garage gives you exceptional storage for vehicles, beach gear and toys. Sunset Village offers a peaceful setting with a community pool and convenient access to the white-sand beaches, boating, dining and laid-back lifestyle of Mexico Beach and Port St. Joe. At the newly reduced price of $699,900, the combination of lot size, outdoor living space, square footage and location makes 207 Stingray Lane one you don't want to miss. Flood Ins-$984, Wind/Fire-$1865. Some dimensions obtained from the Gulf PA site please verify if important

207 Stingray Ln, Port St. Joe
1302 Hwy 98 Unit 1k, Mexico Beach
$410,000
3 Beds ⋅ 2 Baths ⋅ 329647 MLS ⋅ Club At Mexico Beach 1k Forgotten Cove BLDG.
STEPS TO SAND!! Your Gulf views await at this 3 bedroom/2 bath condo at The Club at Mexico Beach with the beach right across the street. Start your morning with coffee on the covered deck, listening to the waves & taking in unobstructed Gulf views. When it's time to head to the water, beach access is about 100 steps away. Inside, the open kitchen, dining & living area brings everyone together for easy meals, conversation & downtime. The living area opens directly to the deck, so Gulf views remain part of the day whether you're relaxing indoors or dining outside. A split floor plan places two guest bedrooms on one side of the condo, giving family & friends room to settle in. The spacious primary bedroom is a private retreat with beach views, direct access to the covered deck & a large bath with a soaking tub. The first-floor location & community elevator add convenience when arriving with luggage or returning from the beach. The Club offers more ways to enjoy time outdoors, including a community pool, hot tub, poolside seating & dining areas, charcoal grill & outdoor showers for rinsing off after the beach. Spend the afternoon by the pool, walk across the street for a sunset on the sand or head out to explore Mexico Beach's local shops & seafood restaurants. The Mexico Beach boat ramp is approximately two miles away, putting a day on the water within easy reach. With Gulf views from the deck, a practical three-bedroom layout & beach access so close to home, Unit 1K makes coastal living feel wonderfully simple. Call for your private tour & LIVE THE BEACH LIFE!

1302 Hwy 98 Unit 1k, Mexico Beach
248 Sea Tern Ln, Port St. Joe
$399,000
3 Beds ⋅ 3 Baths ⋅ 329643 MLS
THE ONLY TOWNHOME CURRENTLY FOR SALE IN WINDMARK BEACH WITH DIRECT GULF VIEWS! Welcome to 248 Sea Tern Lane, a turnkey 3BR/2.5BA Sabal Townhome offering rare Gulf views in the highly sought-after WindMark Beach community. Ideal as a second home, vacation getaway, or rental property, this home is available furnished, allowing you to start enjoying or renting immediately. The open-concept interior features EVP flooring, quartz countertops, white cabinetry with brushed-nickel hardware, stainless-steel appliances, and abundant natural light. Additional features include a 1-car garage, Low-E insulated windows, energy-efficient HVAC, water-saving fixtures, SkyBell doorbell, Honeywell thermostat, DEAKO Smart Switches, and Safe Haven surveillance system. Enjoy the WindMark Beach lifestyle with Gulf/beach access, community pools, Town Center, boardwalks, dining, shopping, and outdoor spaces all within the community. Located approximately 6 miles from downtown Port St. Joe, 21.7 miles from Tyndall AFB, and 39 miles from Panama City Beach. A rare combination of Gulf views, turnkey furnished potential, resort-style amenities, and beach access makes 248 Sea Tern Lane a unique opportunity on Florida's Forgotten Coast. Whether you're looking for your own coastal retreat or a ready-to-enjoy rental property, this home is positioned to deliver the WindMark Beach lifestyle from day one.

248 Sea Tern Ln, Port St. Joe
3232 Hwy 98, Mexico Beach
$715,000
4 Beds ⋅ 3 Baths ⋅ 329638 MLS
This beautifully renovated 4 bedroom, 2.5 bathroom Waterside Cottage has stunning Gulf AND Canal views! Expertly furnished and decorated to create a breezy coastal vibe, this property is sure to stun renters or guests. Load and unload your boat on the dock behind the cottage after a fun day of boating or fishing! Enjoy a large community swimming pool with a hot tub with less than a minute walk. Take in Gulf views from the front balcony and Canal/pool view from the master suite balcony! Grill out on the back porch and enjoy a pool or beach day just moments away. This cottage is a short walk to the sugar sand beaches of Mexico Beach. Conveniently store your beach gear and toys in the attached garage. The top floor is currently equipped as a bunk room with two twin bunks overlooking both the Canal and Gulf! Whether you are in search of the perfect rental investment or a beach escape second home, this property comes fully furnished and decorated! Schedule a private tour or reach out for a video tour today.

3232 Hwy 98, Mexico Beach
102d Miramar Dr Unit D, Mexico Beach
$895,000
3 Beds ⋅ 4 Baths ⋅ 329631 MLS
Premier Waterfront Community located in The Quintessential Town of Mexico Beach. This property has the perfect blend of serenity, convenience and investment potential. Ideal for a primary residence, corporate retreat, coastal escape or income producing rental. Canal front with a personal boat slip gives easy access to boating and fishing. Gulf views with the Best Sunsets "The Forgotten Coast" has to offer. Flexible floor plan makes this townhome accommodate a wide variety of uses: primary residence with privacy, company retreats, vacation rental. Main floor has open living space, roomy kitchen with dining area. Endless natural light and coastal aesthetics. Elevated finishes of quartz countertops, Stainless Steel appliances, custom cabinetry, breakfast bar, large island and a lazy susan corner cabinet with rotating shelves. Combination powder room and laundry room with LG washer/dryer. Outside the main living area you have a balcony overlooking the canal. All bedrooms are ensuite. Upstairs is the primary and secondary bedrooms. The primary suite is spacious, double closets and has it's own private balcony. Primary bathroom is luxurious with an oversized walk-in shower, double vanity and sleek decorative lighting. Hall Linen Closet for extra storage.. Downstairs has a flex room that can be used as a bedroom or bunk room. Entry door to walk out into backyard and boat slip. Embrace the slower paced lifestyle while still being within reach of amenities. Strong sense of community, local eateries & shops, uncrowded beaches.

102d Miramar Dr Unit D, Mexico Beach
1302 Hwy 98 Unit 2q, Mexico Beach
$420,000
3 Beds ⋅ 2 Baths ⋅ 329629 MLS
Looking for a smart investment, a weekend escape or the full time coastal lifestyle? Welcome to "The Club at Mexico Beach", where simplicity meets Gulf Coast Charm. Location truly sets this property apart. Walkable living with boutiques, coffee shop, local seafood, restaurants and marina access. The complex has dedicated beach walking path so you are steps away from pristine white sands and the Old-Florida feel of uncrowded beaches. Close proximity to Tyndall Air Force Base and Port St Joe. Mexico Beach is thriving with new restaurants and a local owned grocery store set to be completed in 2026. Fully furnished condo offers bright coastal design, an open living area, modern finishes and a private balcony with Gulf Views. Primary bedroom has balcony access. Primary bath has dual vanities, separate shower, soaking tub and large walk in closet. Kitchen has breakfast bar, newer dishwasher and refrigerator. Owners lock-out closet. Turn-key ready for comfort, convenience and coastal inspiration. Step out the front door and overlook the tranquil community pool. Looking to add to your investment portfolio? Rental income potential in a market where STR are in high demand, year round, for people seeking a casual and authentic beach experience with the small town feel. Seller offers buyer a $5,000 decor allowance, payable at closing.

1302 Hwy 98 Unit 2q, Mexico Beach
6824 Hwy 98 W, Port St. Joe
$1,199,000
3 Beds ⋅ 1 Baths ⋅ 329603 MLS
Welcome to a rare waterfront opportunity along scenic W Hwy 98 in Port St. Joe. This coastal home offers the views, setting, and potential that make the Forgotten Coast such a special place to call home. Positioned with water directly across the road, the property provides an inviting backdrop for morning coffee, sunset watching, boating days, beach trips, and the relaxed coastal lifestyle buyers are searching for. The front portion of the home has been updated, offering a fresh and welcoming introduction, while the living areas and bedrooms present a meaningful opportunity for the next owner to bring their own vision to life. Whether you prefer a light coastal renovation, a modern waterfront retreat, or a personalized second-home escape, this property gives you a great foundation and the ability to add value over time. Its location makes it easy to enjoy everything the area has to offer—downtown Port St. Joe's restaurants, shops, marina, and events; the sugar-white beaches of Mexico Beach; and the natural beauty of Cape San Blas and St. Joseph Peninsula. Spend the day fishing, kayaking, boating, exploring nearby beaches, or simply enjoying the water views from home. Ideal for a primary residence, vacation home, or investment-minded buyer, this is a chance to secure waterfront property in one of the area's most desirable coastal corridors. With its strong location, water views, completed updates in the front of the home, and plenty of upside remaining, 6824 W Hwy 98 is ready for its next chapter. Schedule your private showing and come see the possibilities in person.

6824 Hwy 98 W, Port St. Joe
100 Miramar Dr Unit C, Mexico Beach
$825,000
3 Beds ⋅ 4 Baths ⋅ 329594 MLS
Beautiful 3 bedroom, 3.5 bath town home comes fully furnished and offers stunning Gulf views. Designed for comfort and convenience, this home features multiple levels of living space, including an open-concept main floor with a bright living area, dining space, and well-appointed kitchen—perfect for entertaining or relaxing after a day at the beach. The master suite offers private Gulf views, a spa-like bath with double vanities, soaking tub/ shower. The ground floor includes a private bedroom and bath, ideal for occasional visitors or guest seeking their on space. Each guest bedroom has its own private bath, providing plenty of space for family and friends. A private garage, ample storage, and outdoor balconies make this property ideal for full-time living or a vacation retreat. Just steps from the beach, this town home combines Gulf views, generous space, and modern comforts in a prime location.

100 Miramar Dr Unit C, Mexico Beach
409 Florida Ave, Mexico Beach
$429,000
3 Beds ⋅ 2 Baths ⋅ 329582 MLS
BEACH RETREAT!! Feel the Gulf breeze & embrace the laid-back Mexico Beach lifestyle at 409 Florida Ave! Located just a couple of blocks from the sugar-white sand & beautiful Gulf waters, this furnished 3 bedroom/2 bath beach house offers the perfect combination of coastal comfort, convenience & easy living. Whether you're searching for a full-time residence, weekend getaway or investment property, this inviting home puts you close to everything that makes Mexico Beach such a special place. The property is situated in the coveted X Flood Zone, meaning flood insurance is not required and a great savings. Step inside to a bright, welcoming interior filled with thoughtful details that give the home warmth & character. An entry foyer welcomes you inside, while crown molding, built-in bookcases & comfortable furnishings create a relaxed coastal atmosphere. The thoughtful floor plan provides plenty of room for family & guests while maintaining comfortable spaces to gather, unwind & enjoy time together. The home is being offered furnished, including a fully stocked kitchen, making it easy to begin enjoying your beach retreat from day one. Outdoor living is where this property really shines. The easy-care yard features manicured spaces designed for enjoying Florida's sunshine without spending every weekend on yardwork. Gather with friends around the outdoor bar, catch the game on the outdoor TV, grill the day's fresh catch or simply find a comfortable spot to relax after a day at the beach. There's plenty of room for casual coastal entertaining, morning coffee in the fresh air or evenings spent under the stars. With the beach just minutes away, mornings can begin with a walk along the shoreline & afternoons can be spent swimming, shelling, paddleboarding or simply relaxing with your toes in the sugar-white sand. When evening arrives, gather with family & friends for a sunset stroll or beach bonfire before heading home to your own private retreat. Fishing enthusiasts will appreciate the endless opportunities to enjoy the Gulf waters, whether casting a line from shore or heading out for a day on the water. The location also puts you near local restaurants, community events, live music, fishing tournaments & the relaxed small-town atmosphere that continues to make Mexico Beach such a special coastal destination. Grab fresh local seafood, spend the day exploring the surrounding area or simply settle into the slower pace of beach-town living. Comfortable, furnished & wonderfully located, 409 Florida Ave offers an exciting opportunity to enjoy Mexico Beach as a primary residence, personal coastal escape or investment property. With its desirable X Flood Zone location, inviting interior, entertaining-friendly outdoor spaces & close proximity to the Gulf, this beach house is ready for its next chapter. Imagine mornings by the water, sunny afternoons at the beach & evenings spent making memories with the people you love most. Call for your private tour!

409 Florida Ave, Mexico Beach
240 Sea Grove Way, Port St. Joe
$589,900
4 Beds ⋅ 3 Baths ⋅ 329571 MLS
Tucked on a premium end lot in the sought-after community of Windmark Beach North, this 4-bedroom, 3-bath home offers the rare combination of privacy and beach-town convenience. With conservation land bordering three sides and only one neighbor, you'll enjoy peaceful surroundings and peek-a-boo Gulf views. The property sits on a larger, fully fenced lot with an oversized driveway for extra parking, a 2-car garage, and a hot tub perfect for unwinding after a day at the beach. A versatile mother-in-law suite adds flexibility for guests, extended family, or rental potential. Golf cart access sits directly in front of the home, putting you just moments from the community's boardwalk, neighborhood pools, and the sugar-white sands of the Gulf. A 6-seater golf cart is available with a strong offer, so you can start living the beach lifestyle from day one. Whether you're looking for a full-time residence, a second home, or an investment property, this end-lot gem delivers privacy, views, and unbeatable access to everything Windmark Beach North has to offer. Seller is Licensed Florida Realtor.

240 Sea Grove Way, Port St. Joe
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