Port St. Joe Homes under $1.25 million

Port St. Joe Homes under $1.25 million

Welcome to Port St. Joe, Florida—a hidden gem nestled along the stunning Gulf Coast. Known for its charming small-town atmosphere, this idyllic community in Franklin County offers a unique blend of natural beauty, rich history, and an inviting lifestyle. With its pristine beaches, vibrant local culture, and abundant outdoor activities, Port St. Joe is not just a place to live; it’s a place to thrive.

Imagine waking up to the soothing sounds of the waves and enjoying breathtaking sunsets over the Gulf of Mexico. Port St. Joe boasts a variety of homes under $1.25 million, providing an incredible opportunity for families, retirees, and anyone looking to invest in their dream coastal getaway. Whether you’re seeking a quaint cottage, a spacious family home, or a luxurious beachside retreat, you’ll find a diverse selection of properties that cater to every taste and budget.

The community is rich in recreational opportunities, from fishing and boating to hiking and biking along scenic trails. Explore the nearby St. Joseph Peninsula State Park, where you can bask in the sun on untouched beaches or enjoy a picnic surrounded by nature. The local dining scene is equally delightful, offering fresh seafood and southern hospitality that will make you feel right at home.

Port St. Joe is not just a destination; it’s a lifestyle. With homes available under $1.25 million, your dream of coastal living is well within reach. Come and discover the charm of Port St. Joe, where every day feels like a vacation!

Newest Port St. Joe Homes under $1.25 million

129 Betty Dr, Port St. Joe
$432,000
3 Beds ⋅ 2 Baths ⋅ 329570 MLS
QUIET BEAUTY & WILDLIFE!! This beautifully maintained 3 bedroom/2 bath home offers comfortable single-level living in a peaceful setting with an uncommon sense of space & privacy. Set well back from traffic with surrounding wetlands providing a natural buffer, the property enjoys open land & generous spacing between neighboring homes—a distinctive quality that is increasingly difficult to find. The light-filled great room offers generous living space & proportions. Double French doors open to a fully screened outdoor living area, then on to the backyard. Custom plantation shutters add ease of care to a casual & comfortable Florida feel. The openness creates a natural connection between the interior & outdoor spaces while allowing abundant natural light throughout the home. The large kitchen is designed with a serious cook in mind, featuring low-maintenance, solid wood cabinetry complemented by granite countertops. New KitchenAid appliances include an induction cooktop, while glide-out shelving & a conveniently positioned dry-goods pantry provide thoughtful storage & functionality. The large primary bedroom extends outdoors through French doors opening to the privacy of the backyard, bringing in natural light along with views of morning wildlife & evening sunsets. The spacious ensuite bath is filled with natural light & features an oversized custom tiled shower along with a separate soaking tub tucked privately away. A James Martin vanity is topped with a distinctive piece of heavy cypress salvaged from the nearby Dead Lakes—a beautiful custom detail with a unique connection to the area. Years of good care have yielded mature & flourishing gardens, numerous fruit trees, flowering plants & beautifully maintained sodded grounds—a rustic privacy to be enjoyed in quiet solitude by humans & wildlife alike. A new 2026 sprinkler system supplied by a well helps maintain the grounds. Pergola-style structures add character, wood privacy fencing enhances the secluded setting & an outdoor shower adds convenience. A separate yard building with an overhang provides additional storage for lawn & garden equipment. The neighborhood has a relaxed character of its own. Weekdays tend to be quiet & less traveled, with a comfortable mix of families, children & neighbors of all ages. Weekends bring a little more activity as boat owners head out toward St. Joseph Bay & nearby beaches for boating, fishing & time on the water. It's a neighborhood that reflects the area's connection to the outdoors & the water without feeling like a traditional beach community. Just minutes from St. Joseph Bay & Port St. Joe, the location makes it easy to enjoy kayaking, fishing, waterfront strolls, wildlife watching or a quick trip into town for local restaurants, shops & everyday conveniences. Here, the appeal is the breathing room—open space, privacy, nature & wildlife—while still being conveniently close to the bay & Port St. Joe. Call for your private tour & LIVE THE BEACH LIFE!

129 Betty Dr, Port St. Joe
3050 Hwy 98 W Unit D-116, Port St. Joe
$328,919
3 Beds ⋅ 4 Baths ⋅ 329564 MLS
This three bedroom, three bath home, offers an open and easy floor plan. The kitchen does not get lost in the home, but includes an island for gathering, while cooking or entertaining, the large main floor has both a family room and dining room so there is space for everyone. If you are looking for a tranquil place to relax each bedroom offers and ensuite bath for both privacy and comfort. The front porch is a great place to begin or end the day. Located in the highly sought after community of Barefoot Cottages. This enclave offers gated access, 3 pools, a gym, clubhouse, and beautiful outdoor gathering and playing space. Additionally, Barefoot Cottages are conveniently located close to downtown Port St. Joe, which offers, boutique shopping, numerous dining opportunities, a waterfront park and beaches, and many diverse water activities. If you are looking for a full time residence, part time retreat, or possible investment property, Barefoot Cottages are a must see.

3050 Hwy 98 W Unit D-116, Port St. Joe
3050 Hwy 98 W Unit D-100, Port St. Joe
$383,919
4 Beds ⋅ 5 Baths ⋅ 329563 MLS
This large, open and light filled floor plan offers both space and privacy. The large front porch is a wonderful retreat, the kitchen with an island offers easy gathering space, and with two bedrooms on the main floor and two up, and each offering an ensuite bath, privacy, comfort and choice are abundantly available . Located in the highly sought after community of Barefoot Cottages. This enclave offers gated access, 3 pools, a gym, clubhouse, and beautiful outdoor gathering and playing space. Additionally, Barefoot Cottages are conveniently located close to downtown Port St. Joe, which offers, boutique shopping, numerous dining opportunities, a waterfront park and beaches, and many diverse water activities. If you are looking for a full time residence, part time retreat, or possible investment property, Barefoot Cottages are a must see.

3050 Hwy 98 W Unit D-100, Port St. Joe
3050 Hwy 98 W Unit D-111, Port St. Joe
$319,919
3 Beds ⋅ 4 Baths ⋅ 329562 MLS
This open and light filled floor plan, offers a laidback lifestyle, with a large front porch for relaxing, a kitchen with a center island for easy gathering, and each of the three bedrooms offering an ensuite bath, this home has both space and privacy. Located in the highly sought after community of Barefoot Cottages. This enclave offers gated access, 3 pools, a gym, clubhouse, and beautiful outdoor gathering and playing space. Additionally, Barefoot Cottages are conveniently located close to downtown Port St. Joe, which offers, boutique shopping, numerous dining opportunities, a waterfront park and beaches, and many diverse water activities. If you are looking for a full time residence, part time retreat, or possible investment property, Barefoot Cottages are a must see.

3050 Hwy 98 W Unit D-111, Port St. Joe
3050 Hwy 98 W Unit D-81, Port St. Joe
$259,919
2 Beds ⋅ 3 Baths ⋅ 329561 MLS
This beautifully designed two bedroom two bath home offers a lifestyle larger than expected, the open floor plan with both a family room and dining room as well as the open kitchen with a center island make cooking and entertaining more enjoyable. Both bedrooms offer ensuite baths for more privacy and comfort. Located in the highly sought after community of Barefoot Cottages. This enclave offers gated access, 3 pools, a gym, clubhouse, and beautiful outdoor gathering and playing space. Additionally, Barefoot Cottages are conveniently located close to downtown Port St. Joe, which offers, boutique shopping, numerous dining opportunities, a waterfront park and beaches, and many diverse water activities. If you are looking for a full time residence, part time retreat, or possible investment property, Barefoot Cottages are a must see.

3050 Hwy 98 W Unit D-81, Port St. Joe
608 Madison St, Port St. Joe
$799,000
3 Beds ⋅ 2 Baths ⋅ 329489 MLS
Rare opportunity oversized lot close to town.

608 Madison St, Port St. Joe
111 Gulf Coast Cr, Port St, Port St. Joe
$549,900
3 Beds ⋅ 3 Baths ⋅ 329440 MLS
X Flood Zone!!New construction in South Gate brings fresh design and versatile living to one of Port St. Joe's desirable residential communities. This three-bedroom, three bath home has been planned with generous gathering spaces, comfortable private areas, and thoughtful details throughout. At the heart of the home is a spacious kitchen created with both entertaining and everyday life in mind. Granite countertops provide plenty of workspace, while the butler's pantry offers valuable additional storage and preparation space. LVP flooring carries throughout the main living areas for an attractive and easy care finish. The primary suite provides a private place to unwind with a large walk-in closet and a serene, spacious ensuite bath. Two additional bedrooms provide welcoming accommodations for family or guests. Upstairs, finished bonus space with a full bathroom adds tremendous versatility to the floor plan. This area is not represented as a bedroom, but provides valuable, finished living space that can be enjoyed as a home office, media room, game room, hobby area, private retreat, or whatever best complements your lifestyle. An attached two car garage completes the home and provides additional convenience and storage. South Gate offers easy access to downtown Port St. Joe, shopping, dining, area amenities, and the beautiful Gulf Coast. With new construction, flexible living space, and a design that offers more than meets the eye, 111 Gulf Coast Cr is an exciting opportunity to make Port St. Joe home.

111 Gulf Coast Cr, Port St, Port St. Joe
1212 Long Ave, Port St. Joe
$355,000
3 Beds ⋅ 2 Baths ⋅ 329437 MLS
Ideally located in the heart of Port St Joe, this beautifully updated coastal cottage offers the perfect blend of comfort, convenience and charm. With three bedrooms and two baths, the split floorplan provides both functionality and privacy- ideal for full time living, a second home or a coastal retreat. Enjoy being just minutes away from local churches and schools and all of what downtown has to offer. St Joseph Bay is close enough for a golf cart ride- perfect for sunsets, morning outings or a relaxed evening on the shoreline. Dining, shopping and local events are again just a quick golf cart ride, making it easy to step into the laid back coastal lifestyle so many people move here for. Surrounded by mature trees and established landscaping, the property offers a welcoming outdoor setting in a friendly community oriented neighborhood. With no HOA and low property taxes, you'll appreciate the added freedom and affordability...a rare find in coastal Florida these days. Recent improvements include new windows and sliding patio doors (2021) and a new roof (2025), both offering peace of mind and modern efficiency. Home is not in the short term rental district. Schedule your private showing today, you will be impressed.

1212 Long Ave, Port St. Joe
1614 Long Ave, Port St. Joe
$339,900
2 Beds ⋅ 2 Baths ⋅ 329423 MLS
Built in 2023 and thoughtfully designed for comfort and accessibility, this charming two-bedroom, two-bath home offers easy living in a location that puts you close to all that Port St. Joe has to offer. The open living and dining area creates a comfortable gathering space, while the kitchen is conveniently tucked just beyond and offers ample cabinetry and pantry space for added storage. Washer and dryer hookups add everyday convenience, and the home was constructed to ADA standards, including a handicap-accessible ramp leading from the rear deck. The spacious primary suite features a generously sized vanity and a step-in shower, while the second bathroom is conveniently located near the guest bedroom and main living area. Outside, the nearly quarter-acre lot provides plenty of room for your boat, RV, golf cart and other recreational toys, with a covered front porch offering a welcoming place to relax and enjoy the coastal breeze. Just minutes from the boat ramp at St. Joseph Bay, getting out on the water is quick and convenient. The golf-cart-friendly location also makes it easy to cruise into downtown Port St. Joe for local dining, shopping, community events and the laid-back charm that makes this area so special. Whether you're looking for a full-time residence, weekend getaway or low-maintenance coastal retreat, this 2023-built home offers an appealing combination of accessibility, convenience and Gulf Coast lifestyle.

1614 Long Ave, Port St. Joe
1608 Long Ave, Port St. Joe
$328,328
3 Beds ⋅ 2 Baths ⋅ 329415 MLS
Completely upgraded family home located in the heart of Port St. Joe. This beautiful home had a top-to-bottom makeover with new paint, floors, appliances, spray foam, HVAC, electrical/plumbing, trusses, sub-floor & lighting, nothing was left untouched in 2019. The property offers an inviting open concept living area with a modern kitchen complete with a breakfast bar and stainless steel appliances. The large master bedroom with cozy guest rooms make this the perfect family home, or coastal getaway. The large back yard - fully fenced gives rooms to park your boat or RV & has a storage shed with 100 amp panel that would make a great workshop. The location of this property is well sought after with close proximity of schools, the Bay, shopping, and dining all things Port St. Joe. With no HOA fees, this home may be the one for you.

1608 Long Ave, Port St. Joe
110 Monroe Ct, Port St. Joe
$348,700
2 Beds ⋅ 2 Baths ⋅ 329380 MLS
Professionally renovated with impeccable style and attention to detail! This home has been transformed with upgrades throughout—including luxury vinyl plank flooring, imported Italian designer tile in both bathrooms and showers, quartz vanities, and fresh interior paint that gives every room a crisp, modern feel. The exterior is just as impressive. A meticulously landscaped yard creates your own private retreat, complete with an extended outdoor living area, built-in grill, fire pit, and a collection of trees, palms, and tropical plantings. A standout feature is the designer She Shed—a versatile space ideal as a private getaway, office, studio, or easily converted into an additional bedroom/bathroom. The detached garage with full power offers endless possibilities for a workshop, hobby space, or extra storage. Located just outside city limits, you'll enjoy less restrictive county zoning, lower taxes, and the peace of mind of being in the X flood zone. An additional adjoining lot is also available—perfect for expanding your tropical oasis with more fruit trees, plantings, huge yard, fencing, privacy, and even owner-financing option. This one is a rare find—snooze and you'll lose it!

110 Monroe Ct, Port St. Joe
174 Ave C, Port St, Port St. Joe
$160,000
3 Beds ⋅ 1 Baths ⋅ 329366 MLS
Location, flexibility, and investment potential! This 3-bedroom, 1-bath home is ideally situated close to downtown Port St. Joe, offering convenient access to local shops, restaurants, services, everyday amenities, and just a short drive to the beach! Both short-term and long-term rentals are allowed, providing multiple options for rental use. The three-bedroom layout offers plenty of versatility, while a decent-sized shed provides valuable additional space for storage, a workshop, hobbies, or other projects. With its central location, flexible rental options, and useful additional storage/workshop space, this property offers an excellent opportunity as a vacation rental, long-term rental, or investment property. Don't miss this opportunity to own an affordable property with plenty of possibilities right in Port St. Joe!

174 Ave C, Port St, Port St. Joe
Start Your Search