Plantation Homes under $1.25 million

Plantation Homes under $1.25 million

Welcome to Plantation, an exquisite subdivision nestled on the breathtaking St. George Island in Franklin County, Florida. This charming community is a hidden gem, known for its pristine beaches, lush landscapes, and a tranquil lifestyle that captures the essence of coastal living.

Plantation offers a diverse selection of homes, with many beautifully crafted residences available for under $1.25 million. Whether you’re searching for a cozy beach cottage or a spacious family home, this subdivision boasts a variety of architectural styles and designs that cater to every taste. Each property is thoughtfully situated to provide stunning views of the Gulf of Mexico or the lush, natural surroundings, creating a serene atmosphere that is perfect for relaxation and rejuvenation.

Residents of Plantation enjoy access to a wealth of amenities, including private beach access, swimming pools, tennis courts, and walking trails. The community is also known for its commitment to preserving the natural beauty of St. George Island, making it an ideal location for nature enthusiasts and outdoor lovers alike. With nearby parks and wildlife refuges, you’ll find ample opportunities for kayaking, fishing, and birdwatching.

Living in Plantation means embracing a laid-back lifestyle while still being close to the vibrant culture and dining options that St. George Island has to offer. Whether you’re looking to make this your permanent residence or a vacation getaway, the homes in Plantation provide an unparalleled opportunity to experience the best of Florida’s coastal living—all without breaking the bank. Come discover your perfect home in this idyllic paradise!

Newest Plantation Homes under $1.25 million

1404 Bayberry Ln, St. George Island
$749,000
2 Beds ⋅ 2 Baths ⋅ 329105 MLS ⋅ Mayberry BLDG.
Update: $58,528 currently on the books for 2026 as of 08/28/26, with final projections over $70,000. Fully renovated and full of coastal charm, this 2-bedroom, 2-bath getaway has everything you need for easy island living. In addition to the two main bedrooms, a ground-level bonus room outfitted with a queen bed and large bunk bed adds extra sleeping space for family and friends—because more people means more memories. In 2024 the home underwent a complete interior and exterior renovation, so all the details feel fresh, modern, and thoughtfully finished. Outside, the star of the show is the oversized heated fiberglass pool, completely enclosed in a screened lanai, making it just as enjoyable on a sunny July afternoon as it is on a cool winter morning. Add in the fish-cleaning station, outdoor shower, and a spacious front porch that practically begs for sunset cocktails, and you've got the perfect setup for living your best coastal life. The home is also a proven vacation rental, generating $70,582 in 2025, giving future owners the flexibility to enjoy it personally while still letting it contribute when not in use. Whether your goal is a beautifully updated beach retreat or a home that can help offset its costs while you're away, this one delivers both comfort and versatility in a freshly renovated package. Buyer to pay 0.5% new buyer fee.

1404 Bayberry Ln, St. George Island
1912 Nautilus Dr, St. George Island
$1,175,000
3 Beds ⋅ 3 Baths ⋅ 328994 MLS ⋅ Aquapelago BLDG.
If you've been waiting for a St. George Island Plantation home with true Gulf views, a private pool, proven rental history, and exceptional value, welcome to Aquapelago. Just 200 steps from the beach, this beautifully maintained 3-bedroom, 2.5-bath retreat offers the ideal blend of coastal luxury, privacy, and investment potential, making it one of the best-value first-tier Gulf-view homes in the Plantation. The light-filled top-floor living area is designed to maximize the Gulf views, with expansive sliding glass doors opening to spacious decks perfect for sunrise coffee, evening cocktails, and salty breezes. The open-concept kitchen and dining area comfortably seats ten, making it ideal for entertaining family and guests. All three bedrooms offer direct deck access. Two king suites overlook the resurfaced private pool surrounded by lush tropical landscaping, while the oversized bunk room comfortably accommodates additional guests, making the home equally suited for family getaways and vacation rentals. Aquapelago is also a proven income producer, generating $104,386 in gross rental income in 2024 and $96,977 in 2025, with $72,279 already on the books for 2026 as of July 12, 2026, providing immediate income potential for the next owner. Recent upgrades include solar panels (2021) that help keep average electric costs around $150 per month, hurricane shutters (2022), a new HVAC system (2021), and a transferable flood insurance policy of just $1,079 annually. Additional features include covered parking, covered entry, a hot and cold outdoor shower, fish-cleaning station, and grilling area. Owners also enjoy the exceptional amenities of the St. George Island Plantation, including two community pools, a fitness center, tennis and pickleball courts, nature trails, a clubhouse, a private airstrip, and exclusive access to Bob Sikes Cut. A new buyer fee of 0.5% of the purchase price is payable to the Plantation Property Owners Association at closing.

1912 Nautilus Dr, St. George Island
1800 Denise Ct E, St. George Island
$875,000
3 Beds ⋅ 3 Baths ⋅ 328912 MLS
Located in the gated Plantation community on St. George Island, this beautifully maintained 3-bedroom, 3-bath home sits on a landscaped corner lot just a short walk (approximately 800 feet) to the Gulf with deeded beach access. Whether you're looking for a primary residence, vacation home, or income-producing property, this home offers the best of coastal living. With over 3,000 square feet under roof (2,018 heated and cooled), the floor plan features three private bedroom suites, two spacious living rooms (one on each floor), and two large screened porches that create comfortable indoor-outdoor living year-round. The upper porch even offers a view of the Gulf. The updated kitchen features granite countertops and opens to the main living area, making it perfect for entertaining family and friends. Outside, enjoy your own heated in-ground pool with a new pool heater and recently gel-coated finish, outdoor shower, fish cleaning station, picnic area, bike racks, covered parking, and owner storage. Exterior decking and stairs have also been recently refinished. It is being sold fully furnished (with a few personal exclusions), including indoor furnishings, dcor, poolside furniture, bikes, beach equipment, and more—making it truly move-in or rental ready. This property brought in $70,301 in rental revenue in the past 365 days, and buyers have the option to continue with the current property manager and existing bookings for a seamless turnkey investment. Plantation owners enjoy outstanding amenities, including:? Gated community with 24-hour security? Deeded Gulf beach access? Two community pools? Clubhouse with fitness center and meeting rooms? Bayfront dock? Scenic biking and walking paths? Private 3,300-foot airstrip? EV charging stations Homes in The Plantation are known for their privacy, natural beauty, and resort-style amenities. Don't miss this opportunity to own a well maintained island home with proven rental history.

1800 Denise Ct E, St. George Island
1667 Forsythia Trl, St. George Island
$749,000
3 Beds ⋅ 2 Baths ⋅ 328761 MLS
Welcome to this beautifully renovated 3-bedroom, 2-bath home nestled on a private 1-acre lot in the desirable St. George Island Plantation. Located just a short walk from Apalachicola Bay and the popular Nick's Hole, this property offers the perfect blend of modern updates and peaceful coastal living. Completely remodeled from top to bottom, the interior features all-new flooring, countertops, cabinetry, fixtures, appliances, and furnishings, creating a move-in-ready home with a fresh, contemporary feel. Every detail has been thoughtfully updated, allowing you to enjoy the benefits of essentially a new home within an established island setting. Outside, you'll find two separate screened porches, providing the perfect spaces to relax, entertain, or enjoy the natural beauty and privacy of the surrounding landscape. The expansive one-acre lot offers ample room to spread out while enjoying the serenity of the Plantation. Whether you're looking for a full-time residence, second home, or vacation getaway, this meticulously renovated property is ready for immediate enjoyment. Note: A buyer fee equal to 0.5% of the purchase price is payable to the St. George Island Plantation at closing.

1667 Forsythia Trl, St. George Island
1804 Suzie Ct, St. George Island
$1,150,000
4 Beds ⋅ 5 Baths ⋅ 328651 MLS ⋅ Pretty Woman BLDG.
Quality at it's finest, this 4 bedroom/4.5 bathroom is an excellent choice for a family or investor. All bedrooms come ensuite excellent choice for those who like privacy. Relax in your private newly resurfaced swimming pool or lounge on the pool deck. Both floors have covered decks with sitting areas that run the width of the house. A stainless steel fish cleaning station is readily available for those who love to fish and catch. Oversized concrete pilings add extra structural support. Dual air conditioners zone each level. The two 50 gallon water heaters provide plenty of water for the whole family. An elevator to all floors assists handicapped individuals as well as a great way to send up groceries to the kitchen. Granite counter tops in the kitchen and bathrooms are accented with modern fixtures. Hardwood, New Luxury Vinyl and Tile cover the floors (NO CARPET). New furniture in the elegant great room is accentuated by the raised coffer ceiling and chandelier. Fully furnished with the exception of the outdoor furniture on the decks. Already on the rental market for discriminating investors. If High End features are what you are looking for, this is the home for you. Privacy is paramount. HOA requires a .5% Buy In fee based on purchase price on all properties in St. George Plantation. Woods cover the North side of the property and a wooded buffer is alongside the West end. A short walk to the beach, immerse yourself in the turquoise waters of the Gulf of America. Located in the central part of The Plantation, a gated community offering: security; 2 massive swimming pools; pickleball courts; tennis courts; weight room; bike paths, with fabulous beaches. Pamper yourself, a great place to enjoy life! SIGNIFICANT PRICE REDUCTION! Turn Key

1804 Suzie Ct, St. George Island
1223 Avocet Ln, St. George Island
$749,000
3 Beds ⋅ 2 Baths ⋅ 328592 MLS ⋅ Sandy Soles BLDG.
Nestled along one of the few natural deep-water canals in the prestigious gated community of The St. George Plantation, this delightful, fully furnished, 3BD/2BR, one-story home features a private dock with convenient boating access and peaceful waterfront views. The open-concept great room offers cathedral ceilings, abundant natural light, and a split-bedroom floor plan for added privacy. The main suite includes deck access, a walk-in closet, and ensuite bath, while the second bedroom also opens directly to the deck. Outside, enjoy a spacious back deck, covered entertaining area, outdoor shower, and a private one-acre wooded setting. Conveniently located near the Plantation entrance, the property offers easy access to community amenities, including two pools, tennis and pickleball courts, bike paths, private airstrip, clubhouse, fitness room, uncrowded beaches, and 24-hour security. Whether seeking a primary residence, vacation retreat, or investment property, this canal-front home stands out with its prime location, private dock, and access to resort-style amenities. 2025 GRI: $54,741. One of the owners is a licensed real estate agent in Georgia. New buyer fee of 0.50% of purchase price payable to SGPOA at closing. Quote available for 13,000-lb boat lift installation ($14,500) *Please be sure to check out the 360 Tour @ https://www.zillow.com/view-imx/49f5d521-6d75-48c1-8383-7d42bb2c5392?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

1223 Avocet Ln, St. George Island
1704 Magnolia Rd, St. George Island
$1,040,000
3 Beds ⋅ 3 Baths ⋅ 328571 MLS
Immerse yourself in the epitome of coastal living with this impeccably maintained custom home, perfectly situated in the prestigious St. George Plantation community. Boasting proximity to the beach and exclusive access to the community pool, tennis court, and clubhouse, this residence offers unparalleled convenience and leisure. Marvel at the stunning gulf views that greet you from every angle, inviting you to unwind and embrace the serenity of coastal living. Pella windows and sliding glass doors allow endless light from sunrise to sunset, creating an ambiance of perpetual tranquility. Step inside and be greeted by an expansive open floor plan, seamlessly blending indoor and outdoor living. Wide staircases lead to the upper levels, adding a touch of grandeur to the home's design. Indulge your culinary desires in the updated kitchen featuring modern appliances and elegant finishes, while the refreshed primary bath provides a luxurious sanctuary for relaxation. Whether you're enjoying a cozy evening by the fireplace or hosting a barbecue on the screened-in outdoor dining area with surround sound, this home offers the perfect blend of comfort and sophistication. For added convenience, a wet bar ensures effortless entertaining, while the elevator provides easy access to all floors, catering to every need. Retreat to the comfort of plantation shutters in each bedroom, offering privacy and style, while the expansive outdoor storage space effortlessly accommodates all your beach essentials. Never been on the vacation rental market, this custom-built home exudes timeless elegance and unparalleled quality. With a Culligan water softener system ensuring premium water quality and lush natural vegetation enveloping the property, this home offers a tranquil escape from the everyday hustle and bustle. Don't miss your chance to experience coastal luxury at its finest. Schedule your exclusive tour today and discover the unparalleled lifestyle awaiting you.

1704 Magnolia Rd, St. George Island
1240 Sea Dune Dr, St. George Island
$810,000
3 Beds ⋅ 2 Baths ⋅ 328522 MLS ⋅ Anchor Down BLDG.
ANCHOR DOWN is a charming, newly renovated vintage beach home set on a beautiful one-acre wooded lot in the exclusive St. George Plantation community. Surrounded by sand live oaks and native coastal vegetation, this three-bedroom, two-bath retreat blends timeless character with fresh, stylish updates. A short walk along lush nature trails leads to the white-sand beaches of the Gulf of Mexico. Outdoor living is effortless with generous ground-level space for dining and relaxing, plus a hot/cold outdoor shower. Enjoy morning coffee or evening breezes on the large, screened porch and adjoining sundeck. Recent improvements include new paint, luxury vinyl flooring, new furnishings, new appliances, and a coastal color palette throughout. Abundant windows fill the home with natural light. The open first-level floor plan features the living, dining, and kitchen areas—ideal for gathering with family and friends. Half a story up are two spacious bedrooms and a full bath. The top floor is dedicated to the primary suite with ensuite bath. St. George Plantation amenities include 24-hour security, clubhouse, fitness center, two pools, tennis and pickleball courts, bike paths, nature trails, an airstrip, and 5 miles of pristine beaches. Offered fully furnished. The adjacent lot at 1244 Sea Dune Drive is also available.

1240 Sea Dune Dr, St. George Island
1656 Forsythia Ct, St. George Island
$1,070,000
4 Beds ⋅ 4 Baths ⋅ 328407 MLS
Tucked among mature palms and native vegetation inside St. George Island's Plantation, this distinctive custom residence offers exceptional privacy, timeless architecture, and a setting unlike anything else on the island. Designed with Mediterranean influences and elevated construction, the home showcases a tile roof, soaring ceilings, abundant natural light, and architectural details throughout. This property includes a covered car port, golf cart garage & workshop space. Additionally, the backyard is set up perfectly for hosting, with a private fire pit & propane hookup already placed for your grill! The home has 4 bedrooms, with the master bedroom on the second level having a private balcony facing the Gulf. Call today for your opportunity to view on of St. George Island's most unique homes! All offers must be submitted using PropOffers.com.

1656 Forsythia Ct, St. George Island
2020 Whelk Way, St. George Island
$1,200,000
4 Beds ⋅ 4 Baths ⋅ 328300 MLS ⋅ Reel Memories BLDG.
Your home away from home. Welcome to 2020 Whelk Way on beautiful St. George Island — a fully furnished coastal retreat offering Gulf views, private pool, hot tub, elevator access, and strong vacation rental potential. Nestled on a naturally landscaped homesite with easy beach access, this thoughtfully designed 4-bedroom, 3.5-bath beach house blends timeless island charm with modern comfort. Inside, heart pine floors and a warm coastal palette create an inviting atmosphere throughout the open-concept living area. The spacious kitchen flows seamlessly into the dining and gathering spaces, while expansive windows and wide covered decks frame sparkling Gulf waters and unforgettable island sunsets. A desirable main-level primary suite adds convenience and functionality for owners and guests alike. Outdoor living is at the heart of this home, with shaded decks, multiple entertaining spaces, a private swimming pool, and relaxing hot tub designed for enjoying the laid-back coastal lifestyle. The elevator provides easy access to all levels, making everyday living and vacation stays effortless. Whether you're searching for a full-time residence, second home, or investment property, this turnkey beach getaway delivers immediate rental income opportunities with established reservations already in place. Located in the heart of St. George Island Plantation, 2020 Whelk Way is the perfect combination of privacy, comfort, and island living just steps from the sugar-white sand beaches of Florida's Forgotten Coast.

2020 Whelk Way, St. George Island
2009 Turpentine Trl, St. George Island
$1,183,000
4 Beds ⋅ 4 Baths ⋅ 326569 MLS ⋅ Bayside Beauty BLDG.
Meet "Bayside Beauty" a lovely island retreat tucked inside the gates of the St. George Island Plantation! This is the kind of home that makes a stunning impression the minute folks drive up. Gorgeous vegetation with mature scrub oaks and palms surround the private lot. Step inside and you will recognize that it has been beautifully remodeled and lovingly maintained. The open second floor is the main living area and is perfect for gathering, whether you are mixing drinks at the custom bar in the open living area or sharing dinner with family and friends adjacent to the open kitchen. After your meal, enjoy gorgeous sunset views on the ample decks surrounding the home. Hardwood floors, granite countertops, stainless appliances along with spacious private bedrooms are just a few of the lovely assets of this home. There is even a screened sitting area for morning coffee or evening conversations when the breeze is just right. The first floor has 2 bedrooms, each with their own full baths and private decks overlooking the pool. A middle bedroom gives you flexibility for an office, studio, bunk or game room. The top floor bedroom is considered the primary suite, peaceful and isolated with a full bath. Enjoy the private deck to watch the sun come up over the island which is absolutely the best way to start the day! Entertaining is easy here with the private pool area being spacious and inviting, with a covered spot ready for your future outdoor kitchen setup for grilling and or just relaxing in the shade. All of this without feeling overcrowded. The home offers plenty of storage as well, which can be used for personal or rental gear. Take a quick and easy walk to the beach with a beach access path directly behind the home. "Bayside Beauty" is not just pretty but it is warm, welcoming, and ready to find its new island homeowner! #SGI #Stgeorgeisland

2009 Turpentine Trl, St. George Island
1824 Denise Ct E, St. George Island
$1,175,000
4 Beds ⋅ 4 Baths ⋅ 324635 MLS ⋅ The Top 'Sea Turvy Turtle BLDG.
Exceptional second-tier 4BD/3.5BA two-story home in the exclusive gated St. George Plantation. Set on a landscaped, partially wooded half-acre lot, this property offers privacy, space, and easy access to premier community amenities. The ground level features a welcoming entry, laundry, and generous owner's storage. The first level includes two guest bedrooms sharing a full bath—one with a bunk bed and full-size bed—plus a south-facing primary suite with an ensuite featuring a jetted tub and separate shower. The main upper level offers a spacious great room combining living, dining, and kitchen areas, a convenient half bath, and a north-facing guest bedroom with ensuite. Three of the four bedrooms open to expansive covered porches, creating seamless indoor–outdoor living and tranquil views. Exterior features include a private in-ground pool (with heater), shower, fish-cleaning station, multiple covered decks, and a short walk to the beach. The home has been lovingly maintained and has a solid rental history with repeat guests and excellent reviews. An elevator shaft is already built in and currently used as owner's closets. Just a 3-minute stroll leads to uncrowded white sandy Gulf beaches; a 5-minute walk brings you to Magnolia Clubhouse with an indoor fitness room, large 103,000-gallon pool, restrooms, covered pavilion with picnic tables, and a tennis court. Additional community amenities include a private airstrip, a second pool, two more tennis courts (three total), two pickleball courts, miles of bike paths, 24-hour roving security, underground utilities, and access to Bob Sikes Cut. Ideal for anyone looking for a serene coastal retreat on Florida's Forgotten Coast or an appealing investment opportunity, this home is ready to welcome you—schedule your private showing today! Please note, a new buyer fee of 0.50% of the purchase price is payable to SGPOA at closing.

1824 Denise Ct E, St. George Island
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