St. Joe Beach Homes under $500,000

St. Joe Beach Homes under $500,000

Welcome to St. Joe Beach, a hidden gem nestled along the stunning Gulf Coast of Florida, just a stone's throw from the vibrant city of Port St. Joe in Franklin County. This charming subdivision offers a unique blend of coastal living, natural beauty, and a welcoming community atmosphere, making it an ideal destination for families, retirees, and anyone seeking a serene beachside retreat.

St. Joe Beach boasts pristine sandy shores and crystal-clear waters, perfect for sunbathing, swimming, and enjoying a variety of water sports. The area is known for its stunning sunsets and tranquil surroundings, providing residents with the perfect backdrop for a relaxed lifestyle. Whether you’re an outdoor enthusiast looking to explore nearby parks and nature trails or someone who enjoys the laid-back beach vibe, St. Joe Beach has something for everyone.

One of the most appealing aspects of this subdivision is the availability of homes under $500,000. Here, you can find a range of charming properties that cater to various tastes and preferences, from cozy beach cottages to modern family homes. These affordable options allow you to embrace the coastal lifestyle without breaking the bank, making it an attractive choice for first-time homebuyers or those looking to invest in a vacation property.

With its friendly community, beautiful landscapes, and budget-friendly housing options, St. Joe Beach invites you to discover the joys of coastal living. Come and experience the magic of this enchanting subdivision, where the beach is just a short stroll away, and your dream home awaits!

Newest St. Joe Beach Homes under $500,000

105 White Blossom Trl, Port St. Joe
$499,999
3 Beds ⋅ 2 Baths ⋅ 329295 MLS
SUNSHINE STARTS HERE!! Coastal comfort awaits at this beautifully maintained Florida ranch home tucked into Magnolia Bluff. Situated on a high dry homesite in the "X" flood zone. This single-level living with spacious open floor plan creates a timeless coastal feel where you can entertain or simply unwind after a day at the beach. An easy flow between main living spaces makes everyday living comfortable while offering flexibility for hosting family & friends. The split-bedroom floor plan provides added privacy, making the home equally well suited for full-time living, a retirement retreat or a special coastal getaway. One of the home's most inviting features is the long covered & screened porch, the perfect spot to start your morning with coffee, enjoy an afternoon breeze or settle in for a quiet evening outdoors. With protection from the elements & plenty of room for comfortable seating, this outdoor living area feels like a natural extension of the home. Beyond the porch, the spacious quarter-acre yard offers room to garden, entertain, play or simply enjoy the laid-back Florida lifestyle. Magnolia Bluff is an established residential community in the St. Joe Beach area, where short-term rentals are not permitted, helping preserve the peaceful neighborhood atmosphere residents appreciate. Nearby homes in the community are also marketed for convenient access to St. Joe Beach & the area's golf-cart-friendly coastal lifestyle. Spend your days soaking up the sunshine, strolling the shoreline, fishing, kayaking or exploring the natural beauty of Florida's Forgotten Coast. When you're ready for a night out, shopping, dining & everyday conveniences in Port St. Joe are just a short drive away, while nearby Mexico Beach offers even more opportunities for waterfront dining, boating & beachside fun. Whether you're searching for a primary residence, peaceful retirement home or personal beach getaway, this charming Florida ranch delivers the ideal combination of quality construction, comfortable living, outdoor space & an exceptional coastal location without the constant turnover of vacation rentals. Come experience the quieter side of beach living & discover why St. Joe Beach continues to be such a special place to call home. Call for your private tour & LIVE THE BEACH LIFE!

105 White Blossom Trl, Port St. Joe
118 Gulf St, Port St. Joe
$365,000
3 Beds ⋅ 2 Baths ⋅ 329430 MLS
Just one block from the Gulf, this brick home is ready to be reimagined as a charming coastal cottage. Picture slow mornings, sandy afternoons, and sunset walks to the beach—all just steps from your front door. The home weathered Hurricane Michael and has since received an updated roof and electrical wiring. With the interior largely gutted and framed, much of the groundwork is in place for a buyer to customize the finishes and bring their beach-house vision to life. Offering two bedrooms, one bathroom, approximately 1,162 square feet, and a 0.195-acre lot, this property is filled with potential for a personal getaway, full-time coastal home, or investment opportunity. Bring your plans and creativity to make this St. Joe Beach property your own. Property is being sold as-is. DO NOT ENTER WITHOUT PERMISSION.

118 Gulf St, Port St. Joe
155 Beach St, Port St. Joe
$499,000
3 Beds ⋅ 2 Baths ⋅ 329403 MLS
PRIVATE Deeded St. Joseph Bay beach access PRIVATE pool, fenced backyard No HOA. Located in St. Joseph Shores, this 3-bedroom, 2-bath Florida cottage and office/owner's closet, pairing a one-level floor plan with updated coastal interiors and outdoor living space. The open living, dining, and kitchen area features hard-surface flooring, white shaker-style cabinetry, solid-surface countertops, stainless appliances, dishwasher, a large breakfast bar, and a dedicated coffee station. The primary bedroom offers a vaulted ceiling, pool-facing windows, and sliding glass doors to the covered rear patio. Outdoor features include a private pool, paver pool deck, fenced backyard, covered patio, and front porch. Interior details include ceiling fans, window coverings, stacked washer/dryer laundry, tile bath surround, glass-enclosed shower, and low-maintenance flooring throughout. The St. Joseph Shores location places St. Joseph Bay beach access, Hwy 98, WindMark Beach, St. Joe Beach, downtown Port St. Joe, George Core Park, Cape San Blas Lighthouse, restaurants, coffee shops, bayfront parks, boat launches, kayaking, fishing, scalloping, and Gulf County beaches within easy reach. No HOA adds flexibility for coastal living, second-home use, or rental investment.

155 Beach St, Port St. Joe
106 Hidden Ridge Rd, Port St. Joe
$489,900
3 Beds ⋅ 2 Baths ⋅ 329317 MLS
106 Hidden Ridge Rd sits on approximately one-third of an acre in the St. Joe Beach area, where the lots have a little more room and the streets still feel residential. Single story. Approximately 2,004 heated and cooled square feet. And a floor plan that lives bigger than the numbers suggest. Step inside and the great room opens beneath vaulted ceilings, giving the main living space an easy, comfortable feel. The kitchen keeps things bright and functional with white shaker cabinetry, Corian countertops, and plenty of room to cook, gather, and stay awhile. Just beyond, the dining area pulls in natural light through its own skylight. Then you get to the back of the house—and this is where it gets good. French doors open to the Florida room overlooking a spring-fed pond. Morning coffee out here. A book in the afternoon. Supper winding down while the light changes over the water. It is the kind of extra living space that makes a house feel like home. Three bedrooms, two full baths, plus a bonus room that can work as an office, studio, hobby room, or extra sleeping space when everybody decides to come to the coast at once. The primary suite includes a garden tub, separate shower, and walk-in closet. Tile flooring runs through the main living areas, with ceiling fans throughout. And there are plenty of practical details too—an irrigation well, gas hookup for the outdoor grill, and storm shutters. Just the kind of features that make coastal living a little easier. Better yet, you are positioned between Port St. Joe and Mexico Beach with the beach just a short distance away. Enjoy morning walks along the shoreline, relaxed evenings near the water, and the laid-back pace that makes this part of Florida so appealing. Head west for dining and the easygoing feel of Mexico Beach, or into downtown Port St. Joe for restaurants, shopping, marinas, and community events. That is the beauty of this location. Beach time when you want it. Town when you need it. Home when you are ready to slow things down. No HOA.

106 Hidden Ridge Rd, Port St. Joe
632 Gulf Aire Dr, Port St. Joe
$399,000
3 Beds ⋅ 3 Baths ⋅ 329283 MLS
COASTAL LIVING IN GULF AIRE! Discover this beautifully renovated 3-bedroom, 3-bath end-unit townhome in the highly desirable Gulf Aire community of St. Joe Beach. Practically everything has been updated, creating a fresh, move-in-ready home just a short distance from the white sandy beaches of the Gulf of Mexico. The bright, open-concept living, dining and kitchen area features new flooring, fresh paint, white cabinetry and granite countertops. The kitchen also offers a custom pantry with white cabinetry for additional storage. Updated bathrooms feature white cabinetry and granite countertops, including a convenient Jack-and-Jill bathroom upstairs and a full bathroom downstairs. Washer and dryer are included. Additional features include a gas fireplace, gas water heater, private patio, balcony and an attached garage with automatic opener and newly finished epoxy floor. As an end unit, the home offers added privacy and a desirable location within the community. Gulf Aire is a golf cart and pet-friendly community offering an impressive array of amenities, including a community swimming pool, tennis/pickleball court and two private dedicated beach access points—all with an affordable annual HOA fee of approximately $320. Enjoy the relaxed St. Joe Beach lifestyle with local restaurants, shopping, boating, world-class fishing and nearby Port St. Joe and Mexico Beach just minutes away. Whether you're looking for a full-time residence, second home or weekend beach getaway, this extensively renovated townhome offers an excellent opportunity to own near the Gulf. Move-in ready and priced to sell!

632 Gulf Aire Dr, Port St. Joe
8201 Pelican Walk Ln, Port St. Joe
$329,000
2 Beds ⋅ 2 Baths ⋅ 328773 MLS
Motivated seller! Just 500 feet from the sugar white sands and sparkling waters of the Gulf, this charming single level beach cottage offers the perfect opportunity to enjoy coastal living without the maintenance of a larger home. With 2 bedrooms and 1.5 bathrooms, the efficient layout makes excellent use of space, creating a comfortable retreat for full time living, weekend getaways, or vacation rental potential. The kitchen features beautiful quartz countertops, adding a touch of style and durability to this inviting coastal home. Start your mornings with coffee on the screened porch, where you can enjoy the coastal breeze, and spend your days walking to the beach, soaking up the sun, or exploring all that the area has to offer such as the nearby convenience stores and local food truck courtyard. A new HVAC system installed in 2025 provides added comfort and peace of mind. Whether you're looking for an affordable beach escape, an investment property, or a low maintenance coastal residence, this home's unbeatable location and easy beach access make it a must see. Enjoy the relaxed beach lifestyle you've been dreaming of, just steps from one of Florida's most beautiful stretches of coastline.

8201 Pelican Walk Ln, Port St. Joe
151 Beach St, Port St. Joe
$499,000
3 Beds ⋅ 2 Baths ⋅ 328764 MLS
PRIVATE Deeded St. Joseph Bay beach access PRIVATE pool, fenced yard & room for boat parking No HOA. Located in St. Joseph Shores, this 3-bedroom, 2-bath Florida cottage and office/owner's closet, pairing a one-level floor plan with updated coastal interiors and outdoor living space. The open living, dining, and kitchen area features hard-surface flooring, white shaker-style cabinetry, solid-surface countertops, stainless appliances, dishwasher, a large breakfast bar, and a dedicated coffee station. The primary bedroom offers a vaulted ceiling, pool-facing windows, and sliding glass doors to the covered rear patio. Outdoor features include a private pool, paver pool deck, fenced backyard, covered patio, and front porch. Interior details include ceiling fans, window coverings, stacked washer/dryer laundry, tile bath surround, glass-enclosed shower, and low-maintenance flooring throughout. The St. Joseph Shores location places St. Joseph Bay beach access, Hwy 98, WindMark Beach, St. Joe Beach, downtown Port St. Joe, George Core Park, Cape San Blas Lighthouse, restaurants, coffee shops, bayfront parks, boat launches, kayaking, fishing, scalloping, and Gulf County beaches within easy reach. No HOA adds flexibility for coastal living, second-home use, or rental investment. Plenty of room to park your boat!

151 Beach St, Port St. Joe
466 Santa Anna St, Port St. Joe
$349,000
2 Beds ⋅ 2 Baths ⋅ 328731 MLS
Tucked into a quiet street in St. Joe Beach — just blocks from direct access to the pet-friendly Gulf — this 2022 manufactured home sits on roughly a third of an acre in the X flood zone, and comes loaded with the kind of outdoor infrastructure that makes coastal living genuinely convenient. A gravel driveway with brick edging leads to a large covered pole barn and a separate metal carport, offering ample covered parking for vehicles, a boat, or gear. A golf cart is included in the sale, making those beach runs even easier. The rear of the property is an entertainer's setup: a tiki-style pavilion with a metal roof, palm fringe trim, string lights, painted bar counters with concrete tops, and a mini fridge. The fully fenced yard features mature landscaping and garden beds, and the green double-door outbuilding provides a dedicated workshop or flex space. An outdoor shower near the front handles the rinse-off after a beach day. The home itself features a screened porch and is move-in ready. Positioned between Windmark Beach and Mexico Beach, with Port St. Joe's waterfront dining, marina, and downtown just minutes away, this is Forgotten Coast living at an attainable price point. No HOA. Sold furnished.

466 Santa Anna St, Port St. Joe
247 Selma St, Port St. Joe
$425,000
3 Beds ⋅ 2 Baths ⋅ 328728 MLS
A RARE FIND in ST JOE BEACH a property with .44 ac lot having room for detached garage or pole barn with a 3 bedroom and 2 bath home already on the property. The backyard is fully fenced for pets, children, or the pool you may want to add. The nice screen porch on the front to relax and enjoy a nice cup of coffee or the back deck if you choose to have more privacy. A large open entry with views of a nice fireplace, vaulted ceiling, and dining area. The master bedroom has two large closets, one for each partner and the other 2 bedrooms and bathrooms are located on the other end of the house. Based on the flood map, this property is located in the coveted X flood zone which will save you on insurance. PLUS, since 2021 this home has basically been made new. The renovations are: 2021- New Vinyl siding installed New Pella High impact (Hurricane) windows installed New Gutters New front Door(Hurricane rated) Back Yard fenced New Deck added New front steps installed New HVAC system installed New Chimney Cap installed 2024- Master Bathroom redone/ custom shower Kitchen remodeled/ all new appliances New LVP flooring throughout main part of house New washer and Dryer Interior painted Come see for yourself!!!!!

247 Selma St, Port St. Joe
338 Selma St, Port St. Joe
$315,000
2 Beds ⋅ 2 Baths ⋅ 328504 MLS
*Price Adjustment* Welcome to your perfect beach getaway in St. Joe Beach! This well-maintained 2-bedroom, 2-bath home, built in 2014, is located just a short walk from the sugar-white sands & sparkling waters of the Gulf. Whether you're looking for a primary residence, vacation home, or investment property, this charming coastal retreat offers endless possibilities. Inside, you'll find a desirable split-bedroom floor plan with an open-concept living area & kitchen complete with SS appliances. Pride of ownership is evident throughout, making this home truly move-in ready. Step outside & discover a backyard designed for coastal living & entertaining. The spacious fenced yard features a large covered & screened gathering area, perfect for relaxing after a day at the beach. The impressive foam-insulated outbuilding w/AC offers a versatile bonus space currently set up with sleeping accommodations for guests & a large arts-&-crafts area, making it ideal for hobbies, creative projects, a workshop, home office, or overflow guest space. A second storage shed provides additional room for beach gear, tools, & equipment. Additional outdoor amenities include an outdoor shower, RV hookups 30amp, & a commercial-grade stainless steel triple sink ideal for cleaning fish, entertaining, or outdoor projects. Situated on an oversized 75' x 182' lot (approx. .31 acres), in a X Flood Zone, the property offers plenty of room for boats, RVs, golf carts, & outdoor activities. St. Joe Beach is known for its pet friendly beaches, golf cart friendly community, breathtaking Gulf sunsets, & laid back coastal lifestyle. Enjoy world class fishing, beautiful beaches, local restaurants, & shopping, all within minutes of your doorstep. Conveniently located between Port St. Joe & Mexico Beach, this property places you in the heart of Florida's Forgotten Coast. This coastal gem offers the best of beach living. Don't miss your opportunity to own a slice of paradise in one of the Gulf Coast's most desirable communities.

338 Selma St, Port St. Joe
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