Under $200,000 St. George Island FL Real Estate, Homes, Condos for Sale

Ready to build lot for sale on St. George Island! Build your dream home in a section of the island known for its spectacular sunsets and good neighbors, golf cart friendly! This 1/3 acre lot is will likely have good sunset views from a one story home and great views from a second story. The lot has mature pines and cedar trees and is a prime opportunity for you to situate your beach home to maximize views of the bay and maintain privacy. Driveway with culvert installed, survey and development feasibility study on file. Only four blocks to the dedicated beach access and 400' to a bayfront spot for kayak launching and sunset watching!

316 Nedley St, St. George Island

$155,000

329095 MLS

Looking for the perfect canvas for your St. George Island coastal retreat? Then consider this lot for you! Tucked away in a quiet residential neighborhood, the oversized lot features lush native vegetation that creates exceptional natural privacy. The location is prime, just a short walk to both the Gulf beaches and the Bay and only a quick golf cart ride to SGI's dining and shopping district. At roughly 235 feet deep, this lot offers significantly more depth and space than the typical Gulf Beaches property (which averages around 150 feet). Elevate your home design to a second living level to capture potential canal water views! High and dry, this prime parcel is ready for you to build your dream getaway and start enjoying life on SGI!

305 Palmer St, St. George Island

$160,000

329000 MLS

Nice high and dry lot offers plenty of room to build on. Lovely vegetation on this lot with several trees, attractive ground brush and nice sand dunes. This is a very quiet section of the island privately tucked away but quick and easy access to the beach, bay and center of the island. West Bayshore is conveniently paved and this lot is just shy of the dead end which is known as the 8th Street canal. If you want property on St George Island, this lot is a great way to start your investment. Located in a quiet area, the white sand beaches of the Gulf of Mexico are less than 5 blocks away. The lot is approximately 1/3 acre. With beautiful trees and natural vegetation, this property is an ideal place to build your island home. St George Island is a barrier island that is a summer resort area in the Florida panhandle, bordered by Apalachicola Bay on the north. The area is noted for its beaches, fishing, boating, birding & hiking. The adorable town of Apalachicola offers seafood restaurants, unique shops, historic homes.

741 W Bay Shore Dr, St. George Island

$149,000

328875 MLS

Immerse yourself in the allure of 1028 Porter Street, an exquisite parcel of land on St. George Island, showcasing stunning bay views. This picturesque lot is just a few blocks away from the pristine white sandy beaches. It's a magical location that embodies the essence of paradise. Plus, it's only a short bike ride to delightful restaurants and charming shops. Uncover this hidden treasure that could soon be your own!

1028 Porter St Unit Unit 5 Bl 78, St. George Island

$110,000

328678 MLS

Beautiful one acre lot in St. George Plantation! This building lot is high and dry and adjacent to the Nick's Hole kayak launch area right out your back door! Plenty of space to situate your home to maximize wildlife viewing and birdwatching. Large twisty pines and palmettos cover the lot offering optimal privacy. Less than two miles from the Plantation gate, you are ideally located walking distance to the airfield – perfect for private pilots looking to enjoy easy access to their beach house. An easy mile bike ride or short walk to the beach access and community pool at Resort Village, either by paved road or bike trail. Enjoy the Plantation amenities but still just a short distance to the heart of the island's shopping and restaurants. Owner open to any offer. NOTE: % new buyer fee due to SGPOA at closing.

1601 Forsythia Trl, St. George Island

$170,000

328650 MLS

Imagine the possibilities waiting on this prime parcel, where island life unfolds between sugar-white sand and gentle bay waters. High and dry lot set on St. George Island, this vacant lot hands you a blank canvas to design the coastal retreat you have always pictured—without anyone else's blueprint getting in the way. Location truly makes this one shine. A short distance delivers you to the 10th Street Beach Access, where bare feet and warm sand become a daily ritual. Crave a little adventure instead? The Sawyer Street Kayak Launch sits close by, ready for paddling expeditions. Here, you genuinely get both worlds: lazy beachside afternoons and bayfront escapades, all within easy reach of home. Whether you envision a permanent residence, a breezy vacation hideaway, or a smart investment in one of Florida's most beloved coastal escapes, this property offers room to dream big and build smart. Ready to plant your flag in paradise? Reach out today and start mapping out your future on St. George Island. Property video: https://youtu.be/S3ttJkWcsIU

1040 W Pine Ave, St. George Island

$148,000

328553 MLS

Beautiful wooded Lot, centrally located. Private and peaceful area of the island. Short walk to the bay or the beach. Kayak launch a block away. Regatta Park a couple of blocks on the bay. Get in your golf cart and drive to dinner or out for ice cream. Bring your builder and make your plans to get started on your new St. George Island getaway! A great place to live and play! All offers considered.

1012 Porter St, St. George Island

$80,000

328469 MLS

Unique opportunity to build in an approved Condominium project "Island Cottages" with a common swimming pool.Located in the center of the Island, walking distance to restaurants, shopping Lighthouse Park & beach access on 3rd St. East; according to the owner, a new drip field would need to be installed on the other side of the alley, same as the other 2 homes that are connected to the one on E Pine Ave. HOA dues incllude weekly pool service, landscape maintenance & irrigation of common areas. Insurance for pool & common property.

248 3rd St E, St. George Island

$80,000

328470 MLS

Unique opportunity to build in an approved Condominium project "Island Cottages" with a common swimming pool. Located in the center of the Island , walking distance to restaurants, shoopping, Lighthouse Park and beach access on 3rd St. East. According to the owner, a new drip field would need to be installed on the other side of the alley, same as the other 2 homes that are connected to the one on E Pine Ave. HOA dues include weekly pool service, landscape maintenance & irrigation of common areas, insurance for pool & common property.

244 3rd St E, St. George Island

$98,000

328441 MLS

Rare opportunity to own a C-4 zoned lot in the heart of St. George Island's desirable Lighthouse District. This flexible zoning allows for a unique live/work concept, combining commercial space with a residential unit under one property—an increasingly hard-to-find opportunity on the island. Perfectly positioned within walking, biking, and golf cart distance to local restaurants, shops, the lighthouse, and public beach access via 3rd Street East, this property offers exceptional convenience for both business and lifestyle. Build up to enjoy spectacular third-floor views of both the Gulf of Mexico and Apalachicola Bay, creating an unforgettable setting for a residence, office, boutique, gallery, caf, or other approved commercial use. Whether you're looking to establish a business, create a vacation residence with income potential, or develop a true mixed-use coastal property, this lot offers outstanding flexibility in one of St. George Island's most desirable locations. Full-price offers only.

232 E Pine Ave, St. George Island

$129,000

328111 MLS

Excellent one acre corner lot to build your new home with possible water views. Short walk or golf cart ride to beach. St. George Plantation is a gated upscale community and features numerous amenities including two swimming pools, clubhouse, fitness center, tennis courts, pickleball courts, paved bike paths, nature trails, gorgeous beach with boardwalks, kayak launch, community room for functions, paved airstrip, underground utilities, and 24 hour security, New HOA buyer fee of .5% due at closing. Owner/Broker. See Development Potential Analysis document

2001 Turpentine Trl, St. George Island

$159,000

328067 MLS

A hidden coastal gem where the work has already been done—without losing what makes it special. Thoughtfully underbrushed (not cleared), this property reveals the natural beauty of mature pines and palmettos while preserving privacy, shade, and that true Old Florida feel. Ideally located on the south side of East Pine Avenue, this property offers the potential for Gulf views from an elevated build and easy access to St. George Island's pristine, pet-friendly beaches. Walk or bike to beach access, local dining, shops, and the lighthouse district. Utilities available. No HOA. A rare opportunity to build within a naturally curated setting—where the landscape is part of the lifestyle.

840 E Pine Ave, St. George Island

$70,000

328034 MLS

St George Island Bayview Lot abutting preserved State land. Mature indigenous trees offer a canopy of shade. Enjoy the quiet Island life just a short bicycle or golf cart jaunt to music venues, shops and restaurants. Easy access to the Gulf, acclaimed Beaches and miles of coastal bike path. Minutes to boat launching with access to Apalachicola Bay, the inter-coastal waterway and open Gulf waters. Price reflects presence of wetlands on the property.

673 E Pine Ave, St. George Island

$148,000

327982 MLS

St George Island Gulfview/Bayview lot. This high elevation homesite is nestled under a canopy of Live Oak and Pine trees in a naturally landscaped setting of indigenous vegetation. Easy Beach Access down 3rd St to white sand and blue Gulf waters! Pedestrian access down 2nd St. to Apalachicola Bay for fishing, floundering or just relaxing in the glow of glorious Sunsets. Stroll to popular Island restaurants, shops and music venues. Best of all worlds in the Heart of St. George Island!

316 E Pine Ave, St. George Island

$149,000

327782 MLS

New construction of homes nearby make this an attractive neighborhood to invest in. A very well located lot that is high and dry and has good visibility of both the gulf and bay. There is good access to a beach path nearby. An easy golf cart ride to the center of the island 7-8 blocks away.

857 W Pine Ave, St. George Island

$196,000

327646 MLS

PRIME CORNER LOCATION in St. George Plantation. Perfect spot to build your new home on St. George Island. Possible water views. Bike path runs parallel along the back of your property on Leisure lane. Straight shot to gorgeous Gulf of America and the beach! Private and secure, this community offers all the amenities of an exclusive resort. Pickle ball courts, swimming pools, community room for functions, tennis court, exercise room ++ Perfect place to build your home in paradise. HOA requires .5% of purchase price as Buy In fee

2000 Pelican Way, St. George Island

$139,000

327643 MLS

Excellent opportunity to purchase this acre Lot in a peaceful location in St. George Plantation. High and dry with possible water views. Native vegetation adorns the property with Oaks, Pines, grasses, palmettos.... Not far from the entrance to the Plantation, so a short golf cart ride to town. Private security with guards at the entrance as well as roving security. Enjoy the Plantation amenities: two swimming pools, club house, bike paths throughout, pickle ball courts, exercise room, tennis court and of course, the beach! Everything you would want in this private, resort community. Bring your builder and start the process so you, too, can become a home owner in this paradise! HOA required buy in fee - .5% of purchase price

1364 Acacia Dr, St. George Island

$149,000

326545 MLS

2ND TIER LOT!! Build Your Island Dream Home in St. George Plantation. Nestled within the exclusive, gated community of St. George Plantation on beautiful St. George Island, this spacious 2nd tier 1.07-acre homesite offers the perfect combination of privacy, natural beauty & island living. Partially cleared and ready for your vision, the lot is ideally positioned next to one of the Plantation's beach access trails, providing quick and easy access to the Gulf of Mexico's pristine sands. Enjoy beautiful views of Nick's Hole & the Apalachicola National Estuarine Research Reserve (ANERR), a 40+ acre protected preserve directly across from the property, offering a serene backdrop and ensuring lasting tranquility. Nick's Hole also features a kayak/canoe launch, hiking trails & wildlife viewing. With generous space between side and rear neighbors, you'll appreciate the sense of seclusion while still being part of this well-appointed coastal community. St. George Plantation offers world-class amenities including gated security, multiple beach boardwalks, community pools, tennis courts, walking and bike trails, and a private airport. Whether you're planning a vacation retreat or a forever home or want to build a home to use as a short-term vacation rental, this lot provides a rare opportunity to create your own piece of paradise in one of Florida's most coveted coastal enclaves. The moment you enter the Plantation, you know it is a special place. There is a certain peace you feel in this thoughtfully designed community - from the native plants that were preserved to the miles of bike/walking trails to the many beach trails to the Ibis rookery to the marshes & preserves. In St. George Plantation, there is a true connection with nature...a place where time stands still, a place where memories are made and generations come together to experience the natural beauty of Old Florida.

1548 Leisure Ln, St. George Island

$69,000

326409 MLS

Beautiful one acre homesite on a quiet road in St. George Island's gated Plantation community. There is a wetland on the property and a site evaluation on file which delineates the uplands and suitable building site and septic system location. St. George Island Plantation offers a 24 hour security gate, access to 2 community pools, a clubhouse with fitness center, tennis courts and pickleball courts, a private airstrip and miles of paved bicycle paths that meander through native vegetation. There is a new buyer fee of 0.5% of the purchase price to the homeowner's association due at closing. Lot lines in the photos are approximate.

1935 Smugglers Cove Rd, St. George Island

$128,900

326401 MLS

Looking to make SGI a permanent part of your life? Have you always dreamed of owning a piece of property on beautiful St. George Island with the intention of ultimately moving here, then this lot is perfect for you! Located in a quiet section of the Gulf Beaches roughly 1 mile from the bridge on the bayside, this lot is surrounded by several full-time residents! Located only a 'stones throw' from the Apalachicola Bay and a short 5 minute walk to the gorgeous sand beaches on the Gulf of Mexico. This lot offers beautiful vegetation, native scrub oaks, palms and pine trees and is high and dry. A MUST See! The next time you visit SGI, make a point to check out this gorgeous lot! #308HowellSt. #SGI

308 Howell St, St. George Island

$128,900

326393 MLS

Bring your building plans — and if you need a builder, I've got several trusted local recommendations ready to go. This interior St. George Island lot is perfectly positioned for relaxed island living, just a short walk to the bay and an easy golf cart ride to the sugar-white Gulf beaches, shops, and restaurants. The property measures 90x110' (.31 acres) and sits high and dry, giving you a great footprint to design your coastal retreat exactly how you envision it. Whether you're planning a beach cottage, vacation rental, or full-time island home, there's room here to make it happen. St. George Island is known for its laid-back vibe and award-winning shoreline — even earning the #1 Beach in the U.S. by Dr. Beach in 2023. Spend your days on the Gulf beaches, then head to the bay side for those glowing sunset views that light up the evening sky. And if fishing is your thing, Apalachicola Bay is legendary for redfish, flounder, speckled trout, and tripletail. Beach days on the Gulf, sunsets on the bay, and the freedom to build exactly what you want — this is island life done right.

315 Howell St, St. George Island

$150,000

326285 MLS

St George Plantation Gulfview-Bayview 1 Acre Lot. This charming homesite is quietly nestled in a naturally landscaped setting with lush shade trees and indigenous vegetation. St George Plantation is an upscale planned community with beach access, underground utilities, 24-hr security, staffed security gate, clubhouse, tennis and pickle ball courts, fitness center, 2 swimming pools, miles of nature paths and 3333' asphalt airstrip. Survey and Covenants available upon request. New Buyer Fee of .5% paid to HOA at Closing. Lots in Bay Cove Village are sought after for their privacy and the potential for views of both the Gulf of Mexico, and Apalachicola Bay.

2005 Turpentine Trl, St. George Island

$150,000

326275 MLS

1+ Acre Bayview Lot in St George Plantation! This charming homesite, just 1 row from Apalachicola Bay, is quietly nestled in a naturally landscaped setting with lush shade trees and indigenous vegetation. The property extends beyond the Curlew Cul-de-Sac, providing opportunity for unobstructed Sunset view over Apalachicola Bay. St George Plantation is an upscale planned community with beach access, underground utilities, 24-hr security, staffed security gate, clubhouse, tennis and pickle ball courts, fitness center, 2 swimming pools, miles of nature paths and a 3333' asphalt airstrip. Survey and Covenants available upon request. New Buyer Fee of .5% to be paid to POA at Closing.

1327 Curlew Way, St. George Island

$170,000

326247 MLS

This is indeed a fantastic opportunity! Investing or building your dream home in St. George Island Plantation allows you to enjoy a lifestyle rich with amenities, With biking and walking trails, picnic areas, tennis and pickleball courts and 24/7 security, residents can enjoy both recretion and peace of mind. The presence of an airfield and 2 pools further enhances the community appeal, offering beautiful beach and bay access.

1405 Evodia Ct, St. George Island

$189,000

325210 MLS

Residential lot on paved street with potential Gulf and Bay Views! Direct beach access from this corner 5th Street location. Enjoy a short bike, walking, or golf cart to the center of the Island for shopping, restaurants and the Lighthouse Park.

480 E Pine Ave, St. George Island

$125,000

324980 MLS

This beautiful lot in St. George Island Plantation has wonderful amenities, Two Clubhouses with pools, Pickleball courts, fitness center, Tennis courts a private airstrip, bicycle and walking paths. Easy access to the Beach. What a wonderful place to build your dream home or have a great investment Check it out !

1735 Kingfisher Rd, St. George Island

$195,000

324784 MLS

Located in the private, gated community of St. George Island Plantation, this spacious corner lot offers just over half an acre in the desirable Treasure Village Beach area. With close proximity to both the Gulf of Mexico and Apalachicola Bay, you'll enjoy the best of island living—whether it's a sunrise walk along the Bay or sunset toes in the sand. Beach access is just a short walk or bike ride away, making daily visits to the shoreline easy and convenient. The Plantation community features top-notch amenities including two swimming pools, a fitness center, pickleball and tennis courts, scenic bike and walking paths, and even a private airstrip for added convenience. Whether you're planning to build a family beach retreat or a peaceful full-time residence, this homesite offers the ideal balance of location, lifestyle, and island charm. Please note: A half percent new buyer's fee is to be paid to the HOA at closing.

1944 Reed Ct W, St. George Island

$165,000

324452 MLS

Located on the south side of East Pine Ave. Property provides easy beach access via 10th Street. The eastern portion of the gulf beaches neighborhood is less crowded/populated than the western portion of Gulf Beaches due to fewer lots and houses. Julian Bruce State Park (5 minutes away) offers walking & wildlife observation trails and the utmost in privacy. Drive by and check out your dream home building site. Seller will consider offers contingent upon approval of building permit and a variance (to the land use code buffering standard). An environmental assessment has determined that the lot is buildable with approved variances. Application and permit fees and variance costs are a buyer expense.

964 E Pine Ave, St. George Island

$165,000

324325 MLS

Discover the ideal setting for your coastal getaway or investment property on this peaceful 3rd-tier lot in the gated St. George Plantation. Enjoy the gentle ocean breeze and the distant sound of the surf while being just a short walk along a nature path and boardwalk to the island's stunning white sand beach. The Plantation offers a wide range of amenities, including two pools, tennis and pickleball courts, a bayfront park, clubhouse with fitness and game rooms, miles of scenic bike and walking trails, 24-hour security, and a private paved airstrip. Surrounded by native vegetation and graceful oaks and pines, this lot provides a serene natural backdrop for your future island retreat. Buyer Fee: 0.50% of the purchase price due to the POA at closing.

1804 Denise Ct, St. George Island

$179,000

324258 MLS

A slice of paradise in the highly coveted Plantation Community in breathtaking St. George Island! Adorned with mature trees, this 1+ acre lot provides endless potential for future building! Enjoy community amenities a short walk away where you can swim in the pool, play tennis, or continue walking to white-sand beaches! The plantation community provides privacy and exclusivity with the gated security access, countless trails and more! Take a drive down the island and enjoy local eateries and shopping! This lot provides you the opportunity for true coastal living at its finest! *Plans, studies, and more have already been completed for this lot- this property is READY TO BUILD!*

1752 Magnolia Rd, St. George Island

$149,000

324027 MLS

Build your island escape on this beautiful vacant lot with sweeping canal and bay views on St. George Island. From sunrise to sunset, you'll be surrounded by the natural beauty that makes this area so special. Picture yourself enjoying coffee while watching the boats pass by, or evenings filled with glowing bayfront skies. The lot sits in a peaceful neighborhood yet keeps you close to the island's beaches, dining, and shops. With space to design the coastal home you've always imagined, this property offers the perfect blend of tranquility and convenience—an ideal setting to create lasting memories and live the island lifestyle.

532 W Sawyer St, St. George Island

$169,000

323999 MLS

Build your coastal getaway in the sought-after gated community of St. George Plantation. This private cul-de-sac lot is surrounded by natural wooded beauty and offers a direct path to the beach - just a quick 2-minute walk to the Gulf's sugar-white sands. residents enjoy amenities including a private clubhouse, swimming pool, tennis courts, pickleball courts, and 24-hour security. The Plantation also features exclusive beach access, pristine nature trails, and a welcoming island lifestyle. Plus, you're only 1.5 miles from Bob Sike's Cut, a favorite spot for fishing and breathtaking sunsets. With its serene setting and premier location, this 2nd tier lot is ready for you to design and build the vacation home you've always imagined.

2012 Pelican Ct E, St. George Island

$190,000

323909 MLS

Exceptional homesite on St. George Island This expansive 100' x 150' residential lot offers a rare opportunity to create a refined coastal retreat on St. George Island. Located on a quiet west-side street and just a short walk to the island's renowned sugar-white beaches, the property provides an ideal setting for a custom home with generous outdoor living spaces. The lot's size and location support a variety of high-end design possibilities, including pool layouts, elevated porches, and private guest accommodations. Enjoy convenient access to beach paths, boating, fishing, and the relaxed coastal environment that defines the island. A premium homesite in a desirable area of St. George Island, offering both long-term value and the flexibility to build a distinguished second home or investment property.

708 W Pine St, St. George Island

$170,000

316648 MLS

Rare bay view lot on St. George Island with unobstructed panoramic views. State Owns the parcels in across the road so will never be built on. Prime location for building your dream coastal home, capturing breathtaking views. Don't miss this exclusive opportunity for a lifestyle of luxury and unparalleled bay views. Secure your slice of coastal paradise now!

578 E Bay Shore Dr, St. George Island

$160,000

317456 MLS

Are you looking for the Perfect spot to Build on Beautiful St. George Island? Well here it is...This is a Stunning wooded lot in the prestigious St.George Island Plantation. This hidden gem is tucked away on Sand Dollar Trail, the perfect blend of privacy and easy beach access. Imagine waking up to the sounds of the surf and spending your evenings with views of the colorful sunsets This community offers an array of amenities to enhance your coastal lifestyle, From miles of pristine white sandy beaches to undergorund utilities and 24 hour securitiy, this community has it all. Enjoy the exclusive beach club, tennis and pickleball courts,workout facility and take a refreshing dip in the 2 sparkling swimmiming pools. Nature enthisiast will love the senice nature walks and bike trails. For thos who love to fly, there is a 3333' asphalt airstrip! Don't miss out on this incredible opportunity to own a piece of paradise. What are you waiting for? Start envisioning your dream home and make it a reality in Beautiful St. George Island Plantation. Come visit or stay for a lifetime !!! Coastal living ....Paradise Found !

2005 Sand Dollar Trl, St. George Island

$125,000

319803 MLS

Excellent one-acre homesite in the prestigious gated St. George Island Plantation. Imagine your home positioned on this wooded lot with the possibility of bay views and just a short distance to the white sand number one beach. Enjoy the amenities including 24-hour security, community pool, tennis courts, pickle ball, club house, air strip, bike paths, and underground utilities. Plenty of natural vegetation provides the perfect habitat for birding and wildlife. St. George Island is a short drive from the historic charm of Apalachicola. Voted the 2023 number one beach by Dr. Beach, St. George Island could be your home. Less than 2-hour drive to airports in Florida's capital Tallahassee and Panama City. Information taken from the Franklin County Property Appraiser's website and should be verified if important. New buyer fee of 0.50% of purchase price payable to Plantation Owners' Association.

1652 Ivy Way, St. George Island

Browse All St. George Island FL Under $200K Properties for Sale

Under $200K St. George Island Real Estate