Port St. Joe Homes under $1.25 million

Port St. Joe Homes under $1.25 million

Welcome to Port St. Joe, Florida, a hidden gem nestled along the stunning Gulf Coast in Franklin County. This charming coastal town is known for its rich history, vibrant community, and breathtaking natural beauty. With its picturesque waterfront, pristine beaches, and lush landscapes, Port St. Joe offers an idyllic setting for those seeking a tranquil lifestyle by the sea.

As you explore this delightful town, you’ll discover a unique blend of small-town charm and modern conveniences. The local downtown area is filled with quaint shops, delightful eateries, and friendly faces, creating a warm and welcoming atmosphere. Enjoy fresh seafood at local restaurants or stroll along the scenic marina, where you can watch boats glide across the sparkling waters of St. Joseph Bay.

For those interested in making Port St. Joe their home, you’ll be pleased to know that there are beautiful properties available under $1.25 million. Whether you’re looking for a cozy beachfront cottage, a spacious family home, or a luxurious waterfront retreat, the real estate market here offers a variety of options to suit every lifestyle. Many homes boast stunning views, modern amenities, and easy access to outdoor recreational activities like fishing, kayaking, and hiking in nearby state parks.

Port St. Joe is not just a place to live; it's a lifestyle. With its friendly community, rich cultural heritage, and abundant natural beauty, it’s no wonder that so many are drawn to call this charming coastal town home. Come and experience the magic of Port St. Joe—your dream home awaits!

Newest Port St. Joe Homes under $1.25 million

264 Sea Grove Way, Port St. Joe
$589,000
4 Beds ⋅ 3 Baths ⋅ 329672 MLS ⋅ Sandpiper By The Sea BLDG.
POPULAR KENNEDY PLAN WITH PRIVATE MIL SUITE! This spacious 2,400 SF home in sought-after WindMark Beach offers a unique and versatile floor plan featuring a completely separate suite with its own private entrance, bedroom, full bath, kitchen, washer/dryer, living space, and independent climate control—ideal for extended family, guests, or multigenerational living. Backing up to a natural conservation area with some views toward the bay, the home combines privacy, space, and the coastal lifestyle WindMark is known for. The main living area offers an open, comfortable layout with a full kitchen and plenty of room for gathering. The spacious primary suite is privately positioned and features a king-size bedroom area, walk-in closet, garden tub, and separate shower. With two full kitchens and separate living spaces, this home provides flexibility that's hard to find. Just steps from the property, a community boardwalk crosses the natural preserve and connects to WindMark's extensive trail system, making it easy to walk, bike, or cruise by golf cart throughout the community. Follow the trails to the beach, community pools, or WindMark Town Center while enjoying the native coastal landscape and wildlife along the way. The garage is equipped with a Tesla Level 2 48-amp wall charger for convenient EV charging at home. WindMark Beach amenities include beach access, miles of walking and biking trails, resort-style pools, a heated pool, playground, splash park, fitness center, and more. WindMark Town Center offers restaurants, shops, entertainment, and conveniences right within the community. Downtown Port St. Joe is approximately 10 minutes away, offering additional dining, shopping, boating, and fishing. Whether you're looking for a primary residence, second home, or a coastal retreat with space for family and guests, this Kennedy plan delivers versatility, privacy, and the WindMark Beach lifestyle.

264 Sea Grove Way, Port St. Joe
248 Oak St, Port St. Joe
$799,900
3 Beds ⋅ 2 Baths ⋅ 329668 MLS
OLD FLORIDA CHARM!! Enjoy the relaxed pace of Indian Pass in this thoughtfully cared-for 3 bedroom/2 bath coastal home, where modern comfort meets the quiet, rustic character that makes this stretch of the Forgotten Coast so special. This home offers a welcoming one-level layout with an open living, dining & kitchen area that makes it easy to gather after a day by the water. The kitchen features attractive countertops, a tile backsplash & an easy connection to the main living space. A split-bedroom plan gives the primary suite a little extra privacy. Its ensuite bath includes a soaking tub, glass-tile shower & double vanity. A dedicated laundry room adds everyday convenience. Step outside to the large deck & take in beautiful Gulf views, with beach access just down the road. South Oak Street has public beach access for both walking on & driving on, offering a convenient route to Indian Pass's natural shoreline. The neighboring property in front is currently held under a conservation easement by its owner, who has no plans to build. The easement provides today's open outlook; any future use of that property would be subject to the easement's terms. A lift from the deck makes moving items up to the home easier, while the downstairs storage area offers room for beach gear, fishing supplies & outdoor essentials. Rinse off after a day in the sand with the outdoor shower, complete with hot & cold water. Well maintained & full of character, this home is a comfortable coastal retreat with a distinctive blend of modern finishes & antique-inspired touches. Settle into the peaceful Indian Pass lifestyle, with uncrowded beaches, Gulf breezes & room to slow down. There's plenty to enjoy nearby, from beach walks, shelling & shore fishing to boating, kayaking, birdwatching & exploring the local waters. The Indian Pass Boat Ramp provides access to Indian Pass Lagoon, Apalachicola Bay & the waters around St. Vincent Island. After a day outdoors, stop by the area's beloved Indian Pass Raw Bar for a casual seafood meal. And when you're ready for more dining, shopping & everyday conveniences, Port St. Joe is just about eight miles away. Settle into a peaceful coastal retreat with room to slow down, enjoy the Gulf & make the most of the Forgotten Coast. Call for your private tour & LIVE THE BEACH LIFE!

248 Oak St, Port St. Joe
309 Cord Grass Way, Port St. Joe
$759,000
3 Beds ⋅ 2 Baths ⋅ 329657 MLS ⋅ The Good Stuff BLDG.
Welcome to Southern charm on Cape San Blas! Located in the desirable Jubilation community, this inviting 3-bedroom home offers the perfect blend of coastal comfort, character, and laid-back beach living. From the moment you arrive, the welcoming front porch sets the tone—an ideal spot to sip your morning coffee, catch the Gulf breeze, and settle into the Cape lifestyle. Inside, beautiful hardwood floors and an abundance of windows fill the home with natural light. The fully equipped kitchen flows into a fun, comfortable living area designed for gathering with family and friends after a day at the beach. The entire upstairs is dedicated to the private primary bedroom and bath, creating a peaceful retreat away from the main living areas and guest bedrooms. Step outside and enjoy an outdoor shower—a beach-house essential after sandy days along the Gulf. Even better, you're just a short stroll from the community pool and boardwalk leading to the beautiful beaches of the Gulf. Currently operating as a short-term rental, this home offers the flexibility to continue as an income-producing property, use it as your own coastal getaway, or enjoy the best of both worlds. Come experience the relaxed pace, natural beauty, and Southern charm that make Cape San Blas such a special place to call home.

309 Cord Grass Way, Port St. Joe
207 Stingray Ln, Port St. Joe
$699,900
3 Beds ⋅ 2 Baths ⋅ 329655 MLS
NOW OFFERED AT $699,900! One of the standout values in Sunset Village, this beautifully maintained 3-bedroom, 2-bath coastal home sits on an impressive 0.44-acre lot, offering a rare amount of outdoor space just minutes from Mexico Beach. With over 2,000 square feet of living space, this home was designed for comfortable everyday living and entertaining. A true highlight is the oversized screened-in patio, creating an incredible outdoor living area with plenty of room for relaxing, dining and watching TV while enjoying the coastal breeze. The welcoming covered front porch adds even more outdoor space and classic coastal charm. Inside, the open living area features a gas fireplace and flows into a spacious kitchen with a large island, breakfast bar, double pantry and abundant cabinetry. The split floor plan provides privacy, with the primary suite tucked away from the two additional bedrooms and guest bath. A separate library nook offers a quiet space for reading, working or relaxing. Outside, the large fenced backyard provides plenty of room to enjoy the property, and the attached two-car garage plus separate golf cart garage gives you exceptional storage for vehicles, beach gear and toys. Sunset Village offers a peaceful setting with a community pool and convenient access to the white-sand beaches, boating, dining and laid-back lifestyle of Mexico Beach and Port St. Joe. At the newly reduced price of $699,900, the combination of lot size, outdoor living space, square footage and location makes 207 Stingray Lane one you don't want to miss. Flood Ins-$984, Wind/Fire-$1865. Some dimensions obtained from the Gulf PA site please verify if important

207 Stingray Ln, Port St. Joe
248 Sea Tern Ln, Port St. Joe
$399,000
3 Beds ⋅ 3 Baths ⋅ 329643 MLS
THE ONLY TOWNHOME CURRENTLY FOR SALE IN WINDMARK BEACH WITH DIRECT GULF VIEWS! Welcome to 248 Sea Tern Lane, a turnkey 3BR/2.5BA Sabal Townhome offering rare Gulf views in the highly sought-after WindMark Beach community. Ideal as a second home, vacation getaway, or rental property, this home is available furnished, allowing you to start enjoying or renting immediately. The open-concept interior features EVP flooring, quartz countertops, white cabinetry with brushed-nickel hardware, stainless-steel appliances, and abundant natural light. Additional features include a 1-car garage, Low-E insulated windows, energy-efficient HVAC, water-saving fixtures, SkyBell doorbell, Honeywell thermostat, DEAKO Smart Switches, and Safe Haven surveillance system. Enjoy the WindMark Beach lifestyle with Gulf/beach access, community pools, Town Center, boardwalks, dining, shopping, and outdoor spaces all within the community. Located approximately 6 miles from downtown Port St. Joe, 21.7 miles from Tyndall AFB, and 39 miles from Panama City Beach. A rare combination of Gulf views, turnkey furnished potential, resort-style amenities, and beach access makes 248 Sea Tern Lane a unique opportunity on Florida's Forgotten Coast. Whether you're looking for your own coastal retreat or a ready-to-enjoy rental property, this home is positioned to deliver the WindMark Beach lifestyle from day one.

248 Sea Tern Ln, Port St. Joe
273 Parkside Cir, Port St. Joe
$349,000
2 Beds ⋅ 2 Baths ⋅ 329621 MLS
Welcome to the laid-back coastal lifestyle of North Cape San Blas! This beautifully furnished 2BR/2BA townhome in the popular Barrier Dunes community offers the perfect combination of beachside relaxation, resort-style amenities, and lucrative rental potential. If you are looking for a personal beach retreat, second home, or income-producing vacation rental, this inviting townhome is nicely furnished and ready to enjoy. Spend your days soaking up the Florida sunshine, relaxing on the sugar-white beaches of the Gulf of Mexico, or taking advantage of everything Barrier Dunes has to offer. Community amenities include two swimming pools, tennis courts, pickleball courts, scenic fishing ponds, and gated entry. With the Gulf just moments away, guests and owners can enjoy swimming, shelling, fishing, breathtaking sunsets, and miles of beautiful shoreline. Adding to its appeal, this property offers lucrative rental income potential in one of Cape San Blas' most sought-after vacation destinations. Whether you're searching for an investment property, a family beach getaway, or a little of both, this move in ready townhome is an opportunity to own your piece of paradise on North Cape San Blas!

273 Parkside Cir, Port St. Joe
6824 Hwy 98 W, Port St. Joe
$1,199,000
3 Beds ⋅ 1 Baths ⋅ 329603 MLS
Welcome to a rare waterfront opportunity along scenic W Hwy 98 in Port St. Joe. This coastal home offers the views, setting, and potential that make the Forgotten Coast such a special place to call home. Positioned with water directly across the road, the property provides an inviting backdrop for morning coffee, sunset watching, boating days, beach trips, and the relaxed coastal lifestyle buyers are searching for. The front portion of the home has been updated, offering a fresh and welcoming introduction, while the living areas and bedrooms present a meaningful opportunity for the next owner to bring their own vision to life. Whether you prefer a light coastal renovation, a modern waterfront retreat, or a personalized second-home escape, this property gives you a great foundation and the ability to add value over time. Its location makes it easy to enjoy everything the area has to offer—downtown Port St. Joe's restaurants, shops, marina, and events; the sugar-white beaches of Mexico Beach; and the natural beauty of Cape San Blas and St. Joseph Peninsula. Spend the day fishing, kayaking, boating, exploring nearby beaches, or simply enjoying the water views from home. Ideal for a primary residence, vacation home, or investment-minded buyer, this is a chance to secure waterfront property in one of the area's most desirable coastal corridors. With its strong location, water views, completed updates in the front of the home, and plenty of upside remaining, 6824 W Hwy 98 is ready for its next chapter. Schedule your private showing and come see the possibilities in person.

6824 Hwy 98 W, Port St. Joe
180 Pilot Dr, Port St. Joe
$1,100,000
3 Beds ⋅ 2 Baths ⋅ 329573 MLS
BEACH BAY RETREAT!! Bay breezes await where deeded Gulf beach access, a private pool & flexible accommodations come together in one inviting coastal retreat. Set on more than half an acre near the north end of the Cape, this newer-construction home offers a relaxed beach-house atmosphere, abundant outdoor space & convenient access to the area's favorite activities. Inside, warm wood ceilings, coastal finishes & an open-concept design create the perfect setting for gathering with family & friends. The main living area flows naturally into the kitchen & dining space, making everything from casual breakfasts to fresh seafood dinners feel effortless. The kitchen includes a combo electric/gas range, ample cabinetry & generous workspace. A dedicated elevator shaft is already incorporated into the home's design & is currently used as convenient pantry storage, giving a future owner the opportunity to explore installing an elevator if desired. The private primary suite offers beautiful water views & direct access to the outside deck, creating a peaceful place to enjoy the coastal breeze, morning coffee or a quiet evening beneath the stars. The ground-level studio apartment expands the home's versatility with separate accommodations. Outdoor living is at the heart of this property. The private pool provides a refreshing retreat for sunny afternoons, entertaining or relaxing after the beach. A spacious covered outdoor living area provides a comfortable, shaded setting for dining, conversation & enjoying the coastal breeze, while the second-floor deck creates another inviting place to unwind with peaceful water views. A private boardwalk winds through the natural landscape toward St. Joseph Bay, creating a beautiful connection between the home & the water. Multiple outdoor areas invite you to enjoy the coastal breeze, while the property's generous footprint gives everyone room to spread out along with the possibility to construct a pole barn for boat storage, recreational equipment, a workshop or other future needs. With plenty of space for vehicles, trailers, paddleboards & fishing gear, the property is well suited for an active coastal lifestyle. Deeded Gulf access through Silent Sands makes it easy to spend the day swimming, shelling, walking the shoreline or watching one of Cape San Blas' unforgettable sunsets. Deeded bay access provides another connection to the outdoors for kayaking, paddleboarding, fishing & exploring the calm waters of St. Joseph Bay. Whether envisioned as a full-time residence, family beach retreat or income-producing coastal investment, this property offers an exceptional combination of private amenities, water access, rental possibilities & additional land. Spend mornings fishing the bay, afternoons lounging beside the pool & evenings watching the sun disappear over the Gulf. This is an opportunity to enjoy both sides of the Cape with room for family, guests, boats & future plans. Call for your private tour & LIVE THE BEACH LIFE!

180 Pilot Dr, Port St. Joe
240 Sea Grove Way, Port St. Joe
$589,900
4 Beds ⋅ 3 Baths ⋅ 329571 MLS
Tucked on a premium end lot in the sought-after community of Windmark Beach North, this 4-bedroom, 3-bath home offers the rare combination of privacy and beach-town convenience. With conservation land bordering three sides and only one neighbor, you'll enjoy peaceful surroundings and peek-a-boo Gulf views. The property sits on a larger, fully fenced lot with an oversized driveway for extra parking, a 2-car garage, and a hot tub perfect for unwinding after a day at the beach. A versatile mother-in-law suite adds flexibility for guests, extended family, or rental potential. Golf cart access sits directly in front of the home, putting you just moments from the community's boardwalk, neighborhood pools, and the sugar-white sands of the Gulf. A 6-seater golf cart is available with a strong offer, so you can start living the beach lifestyle from day one. Whether you're looking for a full-time residence, a second home, or an investment property, this end-lot gem delivers privacy, views, and unbeatable access to everything Windmark Beach North has to offer. Seller is Licensed Florida Realtor.

240 Sea Grove Way, Port St. Joe
129 Betty Dr, Port St. Joe
$432,000
3 Beds ⋅ 2 Baths ⋅ 329570 MLS
QUIET BEAUTY & WILDLIFE!! This beautifully maintained 3 bedroom/2 bath home offers comfortable single-level living in a peaceful setting with an uncommon sense of space & privacy. Set well back from traffic with surrounding wetlands providing a natural buffer, the property enjoys open land & generous spacing between neighboring homes—a distinctive quality that is increasingly difficult to find. The light-filled great room offers generous living space & proportions. Double French doors open to a fully screened outdoor living area, then on to the backyard. Custom plantation shutters add ease of care to a casual & comfortable Florida feel. The openness creates a natural connection between the interior & outdoor spaces while allowing abundant natural light throughout the home. The large kitchen is designed with a serious cook in mind, featuring low-maintenance, solid wood cabinetry complemented by granite countertops. New KitchenAid appliances include an induction cooktop, while glide-out shelving & a conveniently positioned dry-goods pantry provide thoughtful storage & functionality. The large primary bedroom extends outdoors through French doors opening to the privacy of the backyard, bringing in natural light along with views of morning wildlife & evening sunsets. The spacious ensuite bath is filled with natural light & features an oversized custom tiled shower along with a separate soaking tub tucked privately away. A James Martin vanity is topped with a distinctive piece of heavy cypress salvaged from the nearby Dead Lakes—a beautiful custom detail with a unique connection to the area. Years of good care have yielded mature & flourishing gardens, numerous fruit trees, flowering plants & beautifully maintained sodded grounds—a rustic privacy to be enjoyed in quiet solitude by humans & wildlife alike. A new 2026 sprinkler system supplied by a well helps maintain the grounds. Pergola-style structures add character, wood privacy fencing enhances the secluded setting & an outdoor shower adds convenience. A separate yard building with an overhang provides additional storage for lawn & garden equipment. The neighborhood has a relaxed character of its own. Weekdays tend to be quiet & less traveled, with a comfortable mix of families, children & neighbors of all ages. Weekends bring a little more activity as boat owners head out toward St. Joseph Bay & nearby beaches for boating, fishing & time on the water. It's a neighborhood that reflects the area's connection to the outdoors & the water without feeling like a traditional beach community. Just minutes from St. Joseph Bay & Port St. Joe, the location makes it easy to enjoy kayaking, fishing, waterfront strolls, wildlife watching or a quick trip into town for local restaurants, shops & everyday conveniences. Here, the appeal is the breathing room—open space, privacy, nature & wildlife—while still being conveniently close to the bay & Port St. Joe. Call for your private tour & LIVE THE BEACH LIFE!

129 Betty Dr, Port St. Joe
134 S Palm St, Port St. Joe
$475,000
2 Beds ⋅ 3 Baths ⋅ 329568 MLS ⋅ Alfie's Place BLDG.
Welcome to “Alfie's Place,” a well-maintained, furnished beach home in desirable Indian Pass. Easy Beach Access just steps away. Relax on white sand beach or cast a fishing line. This 2BR/3BA coastal retreat features a New Metal Roof (2026), open floor plan, vaulted ceiling, fireplace, luxury vinyl plank flooring, and an efficient kitchen with breakfast bar. Living and dining areas open to screened porch and sun deck for outdoor living. Primary suite offers ensuite bath and deck access. Ground level workshop/recreation space includes full bath. Landscaped lot with French drain, city water, capped well. Minutes to boat launches, the Indian Pass Raw Bar, and St. Vincent National Wildlife Refuge. "Alfie's" is a one owner coastal getaway, turn key ready for vacation rental or personal residence.

134 S Palm St, Port St. Joe
3050 Hwy 98 W Unit D-116, Port St. Joe
$328,919
3 Beds ⋅ 4 Baths ⋅ 329564 MLS
This three bedroom, three bath home, offers an open and easy floor plan. The kitchen does not get lost in the home, but includes an island for gathering, while cooking or entertaining, the large main floor has both a family room and dining room so there is space for everyone. If you are looking for a tranquil place to relax each bedroom offers and ensuite bath for both privacy and comfort. The front porch is a great place to begin or end the day. Located in the highly sought after community of Barefoot Cottages. This enclave offers gated access, 3 pools, a gym, clubhouse, and beautiful outdoor gathering and playing space. Additionally, Barefoot Cottages are conveniently located close to downtown Port St. Joe, which offers, boutique shopping, numerous dining opportunities, a waterfront park and beaches, and many diverse water activities. If you are looking for a full time residence, part time retreat, or possible investment property, Barefoot Cottages are a must see.

3050 Hwy 98 W Unit D-116, Port St. Joe
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