Port St. Joe Homes under $500,000

Port St. Joe Homes under $500,000

Welcome to Port St. Joe, a hidden gem nestled along the stunning Gulf Coast of Florida. This charming city, located in Franklin County, is renowned for its pristine beaches, vibrant community, and rich history. With its picturesque waterfront views and a laid-back atmosphere, Port St. Joe offers the perfect blend of relaxation and adventure, making it an ideal destination for families, retirees, and anyone seeking a peaceful coastal lifestyle.

One of the most enticing aspects of Port St. Joe is its real estate market, particularly for those looking for homes under $500,000. Here, you’ll find an array of charming properties that cater to various tastes and preferences. From cozy beach cottages to modern family homes, there is something for everyone. Many of these homes boast beautiful outdoor spaces, perfect for enjoying the warm Florida sun or hosting gatherings with friends and family.

In addition to affordable housing, Port St. Joe offers a vibrant local culture with unique shops, delicious dining options, and a strong sense of community. Spend your weekends exploring the nearby St. Joseph Peninsula State Park, where you can hike, fish, or simply bask in the sun on some of the most beautiful beaches in the country. The local schools are highly rated, making it an excellent choice for families.

Whether you’re looking for a vacation home or a permanent residence, Port St. Joe's affordable housing options and stunning coastal scenery make it a place you’ll be proud to call home. Come discover the charm and beauty of Port St. Joe today!

Newest Port St. Joe Homes under $500,000

248 Sea Tern Ln, Port St. Joe
$399,000
3 Beds ⋅ 3 Baths ⋅ 329643 MLS
THE ONLY TOWNHOME CURRENTLY FOR SALE IN WINDMARK BEACH WITH DIRECT GULF VIEWS! Welcome to 248 Sea Tern Lane, a turnkey 3BR/2.5BA Sabal Townhome offering rare Gulf views in the highly sought-after WindMark Beach community. Ideal as a second home, vacation getaway, or rental property, this home is available furnished, allowing you to start enjoying or renting immediately. The open-concept interior features EVP flooring, quartz countertops, white cabinetry with brushed-nickel hardware, stainless-steel appliances, and abundant natural light. Additional features include a 1-car garage, Low-E insulated windows, energy-efficient HVAC, water-saving fixtures, SkyBell doorbell, Honeywell thermostat, DEAKO Smart Switches, and Safe Haven surveillance system. Enjoy the WindMark Beach lifestyle with Gulf/beach access, community pools, Town Center, boardwalks, dining, shopping, and outdoor spaces all within the community. Located approximately 6 miles from downtown Port St. Joe, 21.7 miles from Tyndall AFB, and 39 miles from Panama City Beach. A rare combination of Gulf views, turnkey furnished potential, resort-style amenities, and beach access makes 248 Sea Tern Lane a unique opportunity on Florida's Forgotten Coast. Whether you're looking for your own coastal retreat or a ready-to-enjoy rental property, this home is positioned to deliver the WindMark Beach lifestyle from day one.

248 Sea Tern Ln, Port St. Joe
273 Parkside Cir, Port St. Joe
$349,000
2 Beds ⋅ 2 Baths ⋅ 329621 MLS
Welcome to the laid-back coastal lifestyle of North Cape San Blas! This beautifully furnished 2BR/2BA townhome in the popular Barrier Dunes community offers the perfect combination of beachside relaxation, resort-style amenities, and lucrative rental potential. If you are looking for a personal beach retreat, second home, or income-producing vacation rental, this inviting townhome is nicely furnished and ready to enjoy. Spend your days soaking up the Florida sunshine, relaxing on the sugar-white beaches of the Gulf of Mexico, or taking advantage of everything Barrier Dunes has to offer. Community amenities include two swimming pools, tennis courts, pickleball courts, scenic fishing ponds, and gated entry. With the Gulf just moments away, guests and owners can enjoy swimming, shelling, fishing, breathtaking sunsets, and miles of beautiful shoreline. Adding to its appeal, this property offers lucrative rental income potential in one of Cape San Blas' most sought-after vacation destinations. Whether you're searching for an investment property, a family beach getaway, or a little of both, this move in ready townhome is an opportunity to own your piece of paradise on North Cape San Blas!

273 Parkside Cir, Port St. Joe
129 Betty Dr, Port St. Joe
$432,000
3 Beds ⋅ 2 Baths ⋅ 329570 MLS
QUIET BEAUTY & WILDLIFE!! This beautifully maintained 3 bedroom/2 bath home offers comfortable single-level living in a peaceful setting with an uncommon sense of space & privacy. Set well back from traffic with surrounding wetlands providing a natural buffer, the property enjoys open land & generous spacing between neighboring homes—a distinctive quality that is increasingly difficult to find. The light-filled great room offers generous living space & proportions. Double French doors open to a fully screened outdoor living area, then on to the backyard. Custom plantation shutters add ease of care to a casual & comfortable Florida feel. The openness creates a natural connection between the interior & outdoor spaces while allowing abundant natural light throughout the home. The large kitchen is designed with a serious cook in mind, featuring low-maintenance, solid wood cabinetry complemented by granite countertops. New KitchenAid appliances include an induction cooktop, while glide-out shelving & a conveniently positioned dry-goods pantry provide thoughtful storage & functionality. The large primary bedroom extends outdoors through French doors opening to the privacy of the backyard, bringing in natural light along with views of morning wildlife & evening sunsets. The spacious ensuite bath is filled with natural light & features an oversized custom tiled shower along with a separate soaking tub tucked privately away. A James Martin vanity is topped with a distinctive piece of heavy cypress salvaged from the nearby Dead Lakes—a beautiful custom detail with a unique connection to the area. Years of good care have yielded mature & flourishing gardens, numerous fruit trees, flowering plants & beautifully maintained sodded grounds—a rustic privacy to be enjoyed in quiet solitude by humans & wildlife alike. A new 2026 sprinkler system supplied by a well helps maintain the grounds. Pergola-style structures add character, wood privacy fencing enhances the secluded setting & an outdoor shower adds convenience. A separate yard building with an overhang provides additional storage for lawn & garden equipment. The neighborhood has a relaxed character of its own. Weekdays tend to be quiet & less traveled, with a comfortable mix of families, children & neighbors of all ages. Weekends bring a little more activity as boat owners head out toward St. Joseph Bay & nearby beaches for boating, fishing & time on the water. It's a neighborhood that reflects the area's connection to the outdoors & the water without feeling like a traditional beach community. Just minutes from St. Joseph Bay & Port St. Joe, the location makes it easy to enjoy kayaking, fishing, waterfront strolls, wildlife watching or a quick trip into town for local restaurants, shops & everyday conveniences. Here, the appeal is the breathing room—open space, privacy, nature & wildlife—while still being conveniently close to the bay & Port St. Joe. Call for your private tour & LIVE THE BEACH LIFE!

129 Betty Dr, Port St. Joe
134 S Palm St, Port St. Joe
$475,000
2 Beds ⋅ 3 Baths ⋅ 329568 MLS ⋅ Alfie's Place BLDG.
Welcome to “Alfie's Place,” a well-maintained, furnished beach home in desirable Indian Pass. Easy Beach Access just steps away. Relax on white sand beach or cast a fishing line. This 2BR/3BA coastal retreat features a New Metal Roof (2026), open floor plan, vaulted ceiling, fireplace, luxury vinyl plank flooring, and an efficient kitchen with breakfast bar. Living and dining areas open to screened porch and sun deck for outdoor living. Primary suite offers ensuite bath and deck access. Ground level workshop/recreation space includes full bath. Landscaped lot with French drain, city water, capped well. Minutes to boat launches, the Indian Pass Raw Bar, and St. Vincent National Wildlife Refuge. "Alfie's" is a one owner coastal getaway, turn key ready for vacation rental or personal residence.

134 S Palm St, Port St. Joe
3050 Hwy 98 W Unit D-116, Port St. Joe
$328,919
3 Beds ⋅ 4 Baths ⋅ 329564 MLS
This three bedroom, three bath home, offers an open and easy floor plan. The kitchen does not get lost in the home, but includes an island for gathering, while cooking or entertaining, the large main floor has both a family room and dining room so there is space for everyone. If you are looking for a tranquil place to relax each bedroom offers and ensuite bath for both privacy and comfort. The front porch is a great place to begin or end the day. Located in the highly sought after community of Barefoot Cottages. This enclave offers gated access, 3 pools, a gym, clubhouse, and beautiful outdoor gathering and playing space. Additionally, Barefoot Cottages are conveniently located close to downtown Port St. Joe, which offers, boutique shopping, numerous dining opportunities, a waterfront park and beaches, and many diverse water activities. If you are looking for a full time residence, part time retreat, or possible investment property, Barefoot Cottages are a must see.

3050 Hwy 98 W Unit D-116, Port St. Joe
3050 Hwy 98 W Unit D-100, Port St. Joe
$383,919
4 Beds ⋅ 5 Baths ⋅ 329563 MLS
This large, open and light filled floor plan offers both space and privacy. The large front porch is a wonderful retreat, the kitchen with an island offers easy gathering space, and with two bedrooms on the main floor and two up, and each offering an ensuite bath, privacy, comfort and choice are abundantly available . Located in the highly sought after community of Barefoot Cottages. This enclave offers gated access, 3 pools, a gym, clubhouse, and beautiful outdoor gathering and playing space. Additionally, Barefoot Cottages are conveniently located close to downtown Port St. Joe, which offers, boutique shopping, numerous dining opportunities, a waterfront park and beaches, and many diverse water activities. If you are looking for a full time residence, part time retreat, or possible investment property, Barefoot Cottages are a must see.

3050 Hwy 98 W Unit D-100, Port St. Joe
3050 Hwy 98 W Unit D-111, Port St. Joe
$319,919
3 Beds ⋅ 4 Baths ⋅ 329562 MLS
This open and light filled floor plan, offers a laidback lifestyle, with a large front porch for relaxing, a kitchen with a center island for easy gathering, and each of the three bedrooms offering an ensuite bath, this home has both space and privacy. Located in the highly sought after community of Barefoot Cottages. This enclave offers gated access, 3 pools, a gym, clubhouse, and beautiful outdoor gathering and playing space. Additionally, Barefoot Cottages are conveniently located close to downtown Port St. Joe, which offers, boutique shopping, numerous dining opportunities, a waterfront park and beaches, and many diverse water activities. If you are looking for a full time residence, part time retreat, or possible investment property, Barefoot Cottages are a must see.

3050 Hwy 98 W Unit D-111, Port St. Joe
3050 Hwy 98 W Unit D-81, Port St. Joe
$259,919
2 Beds ⋅ 3 Baths ⋅ 329561 MLS
This beautifully designed two bedroom two bath home offers a lifestyle larger than expected, the open floor plan with both a family room and dining room as well as the open kitchen with a center island make cooking and entertaining more enjoyable. Both bedrooms offer ensuite baths for more privacy and comfort. Located in the highly sought after community of Barefoot Cottages. This enclave offers gated access, 3 pools, a gym, clubhouse, and beautiful outdoor gathering and playing space. Additionally, Barefoot Cottages are conveniently located close to downtown Port St. Joe, which offers, boutique shopping, numerous dining opportunities, a waterfront park and beaches, and many diverse water activities. If you are looking for a full time residence, part time retreat, or possible investment property, Barefoot Cottages are a must see.

3050 Hwy 98 W Unit D-81, Port St. Joe
105 White Blossom Trl, Port St. Joe
$499,999
3 Beds ⋅ 2 Baths ⋅ 329295 MLS
SUNSHINE STARTS HERE!! Coastal comfort awaits at this beautifully maintained Florida ranch home tucked into Magnolia Bluff. Situated on a high dry homesite in the "X" flood zone. This single-level living with spacious open floor plan creates a timeless coastal feel where you can entertain or simply unwind after a day at the beach. An easy flow between main living spaces makes everyday living comfortable while offering flexibility for hosting family & friends. The split-bedroom floor plan provides added privacy, making the home equally well suited for full-time living, a retirement retreat or a special coastal getaway. One of the home's most inviting features is the long covered & screened porch, the perfect spot to start your morning with coffee, enjoy an afternoon breeze or settle in for a quiet evening outdoors. With protection from the elements & plenty of room for comfortable seating, this outdoor living area feels like a natural extension of the home. Beyond the porch, the spacious quarter-acre yard offers room to garden, entertain, play or simply enjoy the laid-back Florida lifestyle. Magnolia Bluff is an established residential community in the St. Joe Beach area, where short-term rentals are not permitted, helping preserve the peaceful neighborhood atmosphere residents appreciate. Nearby homes in the community are also marketed for convenient access to St. Joe Beach & the area's golf-cart-friendly coastal lifestyle. Spend your days soaking up the sunshine, strolling the shoreline, fishing, kayaking or exploring the natural beauty of Florida's Forgotten Coast. When you're ready for a night out, shopping, dining & everyday conveniences in Port St. Joe are just a short drive away, while nearby Mexico Beach offers even more opportunities for waterfront dining, boating & beachside fun. Whether you're searching for a primary residence, peaceful retirement home or personal beach getaway, this charming Florida ranch delivers the ideal combination of quality construction, comfortable living, outdoor space & an exceptional coastal location without the constant turnover of vacation rentals. Come experience the quieter side of beach living & discover why St. Joe Beach continues to be such a special place to call home. Call for your private tour & LIVE THE BEACH LIFE!

105 White Blossom Trl, Port St. Joe
9425 Starfish Ave, Port St. Joe
$349,900
2 Beds ⋅ 2 Baths ⋅ 329504 MLS
Welcome to 9425 Starfish Ave- A great home in a great neighborhood. Come see this BRAND NEW 2BR 1.5BA home, situated on a quiet street within 1/4 of a mile from the nearest beach access. Featuring quartz countertops, tile showers, and Resolve Rigid Core LVP flooring, the builder went above and beyond, beating out the competition's finishes. Walking into the house, you will be greeted by the open living room that flows right into the kitchen, featuring 9-foot ceilings and plenty of windows, allowing for lots of natural light. The kitchen is a standout with soft-close shaker cabinetry, sleek quartz countertops, an oversized island, and stainless steel appliances—ideal for both everyday meals and entertaining. With a primary suite big enough for a King-sized bed, and a guest bedroom big enough for a queen-size bed, the builder utilized every square foot of this house. Making your way to the full bathroom, you will see the walk-in tile shower and dual vanities, with access to both bedrooms. Enjoy outdoor living with a covered back porch and a private, fenced backyard that's ideal for relaxing or hosting. Modern amenities, energy-efficient features, and thoughtful craftsmanship make this home a must-see! This is the lowest-priced detached single-family home in the Mexico Beach/Beacon Hill/St Joseph Beach area, and with the incentives being offered with the preferred lender, we can get your cost-to-own down significantly! Call today for more information!

9425 Starfish Ave, Port St. Joe
220 N Canal Dr, Port St. Joe
$289,000
3 Beds ⋅ 2 Baths ⋅ 329465 MLS
Enjoy the best of coastal living in this three-bedroom, two-bath home with a bonus room, just minutes from the Intracoastal Waterway, a boat ramp, and white-sand beaches. Recent updates include new cabinets, quartz countertops, air conditioning, appliances, vanities, and more. The spacious back deck features a 15-foot swim spa and grilling area, perfect for entertaining. Set on nearly half an acre with Intracoastal marsh views, the property also offers a fenced backyard with mature pecan trees, a 50-amp RV hookup, a 12-by-20-foot shed, a fish-cleaning station, and a 24-by-20-foot detached carport—an excellent fit for anglers and boaters. With easy access to both saltwater and freshwater recreation, this home is one you won't want to miss. Call today for more information or to schedule a showing. X flood zone, no flood insurance required.

220 N Canal Dr, Port St. Joe
1212 Long Ave, Port St. Joe
$355,000
3 Beds ⋅ 2 Baths ⋅ 329437 MLS
Ideally located in the heart of Port St Joe, this beautifully updated coastal cottage offers the perfect blend of comfort, convenience and charm. With three bedrooms and two baths, the split floorplan provides both functionality and privacy- ideal for full time living, a second home or a coastal retreat. Enjoy being just minutes away from local churches and schools and all of what downtown has to offer. St Joseph Bay is close enough for a golf cart ride- perfect for sunsets, morning outings or a relaxed evening on the shoreline. Dining, shopping and local events are again just a quick golf cart ride, making it easy to step into the laid back coastal lifestyle so many people move here for. Surrounded by mature trees and established landscaping, the property offers a welcoming outdoor setting in a friendly community oriented neighborhood. With no HOA and low property taxes, you'll appreciate the added freedom and affordability...a rare find in coastal Florida these days. Recent improvements include new windows and sliding patio doors (2021) and a new roof (2025), both offering peace of mind and modern efficiency. Home is not in the short term rental district. Schedule your private showing today, you will be impressed.

1212 Long Ave, Port St. Joe
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