Indian Pass Homes under $1.25 million

Indian Pass Homes under $1.25 million

Welcome to Indian Pass, an enchanting coastal community nestled in the heart of Franklin County, Florida. Renowned for its stunning natural beauty and laid-back atmosphere, Indian Pass offers a unique blend of tranquility and adventure, making it a perfect destination for families, retirees, and nature enthusiasts alike.

This picturesque subdivision is characterized by its pristine beaches, lush landscapes, and vibrant wildlife, providing residents with an idyllic backdrop for their everyday lives. With easy access to the Gulf of Mexico, Indian Pass is a haven for outdoor lovers, offering opportunities for fishing, kayaking, and beachcombing. The area is also known for its rich history and friendly community spirit, making it a welcoming place to call home.

For those seeking a slice of paradise without breaking the bank, Indian Pass boasts a variety of charming homes priced under $1.25 million. These residences range from cozy beach cottages to spacious family homes, each offering unique features and modern amenities. Many properties come with stunning views, private access to the beach, and ample outdoor spaces for entertaining or simply enjoying the serene surroundings.

Living in Indian Pass means embracing a lifestyle that celebrates the great outdoors while enjoying the comforts of home. Whether you’re sipping your morning coffee on a sun-drenched porch or exploring the nearby nature trails, the possibilities for relaxation and adventure are endless. Discover your dream home in Indian Pass today and experience the magic of coastal living in Florida!

Newest Indian Pass Homes under $1.25 million

248 Oak St, Port St. Joe
$799,900
3 Beds ⋅ 2 Baths ⋅ 329668 MLS
OLD FLORIDA CHARM!! Enjoy the relaxed pace of Indian Pass in this thoughtfully cared-for 3 bedroom/2 bath coastal home, where modern comfort meets the quiet, rustic character that makes this stretch of the Forgotten Coast so special. This home offers a welcoming one-level layout with an open living, dining & kitchen area that makes it easy to gather after a day by the water. The kitchen features attractive countertops, a tile backsplash & an easy connection to the main living space. A split-bedroom plan gives the primary suite a little extra privacy. Its ensuite bath includes a soaking tub, glass-tile shower & double vanity. A dedicated laundry room adds everyday convenience. Step outside to the large deck & take in beautiful Gulf views, with beach access just down the road. South Oak Street has public beach access for both walking on & driving on, offering a convenient route to Indian Pass's natural shoreline. The neighboring property in front is currently held under a conservation easement by its owner, who has no plans to build. The easement provides today's open outlook; any future use of that property would be subject to the easement's terms. A lift from the deck makes moving items up to the home easier, while the downstairs storage area offers room for beach gear, fishing supplies & outdoor essentials. Rinse off after a day in the sand with the outdoor shower, complete with hot & cold water. Well maintained & full of character, this home is a comfortable coastal retreat with a distinctive blend of modern finishes & antique-inspired touches. Settle into the peaceful Indian Pass lifestyle, with uncrowded beaches, Gulf breezes & room to slow down. There's plenty to enjoy nearby, from beach walks, shelling & shore fishing to boating, kayaking, birdwatching & exploring the local waters. The Indian Pass Boat Ramp provides access to Indian Pass Lagoon, Apalachicola Bay & the waters around St. Vincent Island. After a day outdoors, stop by the area's beloved Indian Pass Raw Bar for a casual seafood meal. And when you're ready for more dining, shopping & everyday conveniences, Port St. Joe is just about eight miles away. Settle into a peaceful coastal retreat with room to slow down, enjoy the Gulf & make the most of the Forgotten Coast. Call for your private tour & LIVE THE BEACH LIFE!

248 Oak St, Port St. Joe
134 S Palm St, Port St. Joe
$475,000
2 Beds ⋅ 3 Baths ⋅ 329568 MLS ⋅ Alfie's Place BLDG.
Welcome to “Alfie's Place,” a well-maintained, furnished beach home in desirable Indian Pass. Easy Beach Access just steps away. Relax on white sand beach or cast a fishing line. This 2BR/3BA coastal retreat features a New Metal Roof (2026), open floor plan, vaulted ceiling, fireplace, luxury vinyl plank flooring, and an efficient kitchen with breakfast bar. Living and dining areas open to screened porch and sun deck for outdoor living. Primary suite offers ensuite bath and deck access. Ground level workshop/recreation space includes full bath. Landscaped lot with French drain, city water, capped well. Minutes to boat launches, the Indian Pass Raw Bar, and St. Vincent National Wildlife Refuge. "Alfie's" is a one owner coastal getaway, turn key ready for vacation rental or personal residence.

134 S Palm St, Port St. Joe
2381 Indian Pass Rd, Port St. Joe
$799,000
3 Beds ⋅ 2 Baths ⋅ 329271 MLS
Seller motivated! Discover the laid-back charm of Old Florida in beautiful Indian Pass! Nestled in the peaceful and picturesque Mystic Palms subdivision, this 3-bedroom, 2-bath beach cottage offers the perfect combination of coastal comfort, natural beauty, and easy access to the Gulf. The property feels private and serene while offering the amenities that make beach living so enjoyable. Residents of Mystic Palms have access to a dedicated community beach and swimming pool, with secured access for added convenience. The beautiful paver driveway creates an inviting approach to this coastal retreat, surrounded by native pines, palms, and lush landscaping. A spacious screened porch spans the front of the home and is the perfect place to enjoy your morning coffee or unwind after a day at the beach. Step inside and you're greeted by a spacious living area featuring beautiful hardwood floors that create a warm, inviting feel. To the left, the kitchen and dining area flow seamlessly into the living space. The kitchen is beautifully appointed with gorgeous cabinetry, stainless steel appliances, granite countertops, and a breakfast bar that creates a natural connection between the kitchen and living room. The laundry room is conveniently located on the main level. Two generously sized guest bedrooms are also located downstairs, each offering ample closet space. One bedroom provides direct access to the screened porch, creating a wonderful private retreat. A full bathroom completes the first floor. Upstairs, the private primary suite offers a peaceful escape, with the beautiful hardwood flooring continuing throughout. French doors open to a private balcony where you can enjoy the surrounding natural setting and the peaceful atmosphere of Indian Pass. The spacious primary bathroom features a relaxing garden tub, separate shower, and large walk-in closet. Outside, there's even more to love. An outdoor shower makes rinsing off after a day at the beach easy, while the spacious driveway provides plenty of parking for family and guests, with room for your boat as well. Indian Pass is Old Florida at its finest—quiet, natural, uncrowded, and wonderfully peaceful, yet close enough to enjoy the area's restaurants, boating, fishing, and other coastal attractions. Whether you're looking for a full-time residence, a vacation getaway, or an investment property, this home offers the opportunity to experience the authentic, relaxed lifestyle that makes Indian Pass so special. Come slow down, breathe in the Gulf air, and discover your own piece of Old Florida.

2381 Indian Pass Rd, Port St. Joe
440 Indian Pass Rd, Port St. Joe
$1,180,000
3 Beds ⋅ 3 Baths ⋅ 329262 MLS ⋅ Coastawhile BLDG.
This Gulf front Moneymaker gem is the ultimate coastal retreat, boasting 70 feet of breathtaking Gulf frontage. With 3 bedrooms, 2.5 bathrooms, and years of proven rental income, this home is not just a dream getaway, but an incredible investment opportunity. As you step onto the large Gulf front deck, the tranquil sound of waves instantly transports you to a state of serenity. Picture yourself sipping your morning coffee, soaking up the sunshine, and relishing in the panoramic views of the Gulf waters. And if that's not enough to tempt you, just wait until you lay eyes on the hot tub, perfect for unwinding after a long day of beachcombing. Inside, you'll find a coastal oasis that seamlessly blends style and comfort. The open-concept living area is flooded with natural light, creating a cheerful and inviting atmosphere. Whip up culinary delights in the kitchen, complete with modern appliances and ample counter space for all your culinary adventures. As the evening artfully paints the sky with vivid hues, gather your loved ones around the cozy fireplace and create lasting memories. Retreat to the spacious bedrooms, where rest and relaxation take center stage. Wake up to breathtaking views of the Gulf in the master suite and start your day with pure bliss. With its idyllic location, years of proven rental income, and the perfect balance of luxury and comfort, this property is a true slice of paradise. Embrace the coastal lifestyle and embark on a new chapter filled with sun-soaked days, sand between your toes, and memories that will last a lifetime.

440 Indian Pass Rd, Port St. Joe
267 S Palm St, Port St. Joe
$979,900
3 Beds ⋅ 3 Baths ⋅ 329240 MLS ⋅ Summer Breeze BLDG.
Great beach house in Indian Pass. This property is just steps from the beach and has an unbelievable view. The best part is, you don't have to pay gulf front prices. The 3BR + bunk room home can sleep 10, and has been an excellent rental over the years. Enjoy the breeze from the screened in porch. Cargo lift fully installed and operational makes it easier for anyone with mobility issues. Being sold furnished and with pending short term rentals. Priced to sell.

267 S Palm St, Port St. Joe
175 Sandy Ln, Port St. Joe
$1,150,000
4 Beds ⋅ 3 Baths ⋅ 328253 MLS ⋅ Holiday House BLDG.
Discover the best of coastal living in Holiday House, this first-tier, move-in ready beach house. The property has been recently updated and offers direct views of the Gulf. Located in Indian Pass, a quiet area known for its natural setting, pristine and uncrowded beaches. Just a few steps to sugar-white sand beaches, this beautifully designed 4-bedroom, 3-bathroom home offers stunning Gulf views, refreshing sea breezes, and a relaxed Old Florida lifestyle. The 2nd floor features a spacious open-concept living, dining, and kitchen area filled with natural light and direct access to a full-length deck overlooking the Gulf—perfect for entertaining. This level also includes two bedrooms, including a fun and functional bunk room. The 3rd floor offers two private ensuite bedrooms, each with access to a Gulf-facing deck, creating a peaceful retreat with elevated views and added privacy. Outdoor living shines with covered porches and screened porches for year-round enjoyment, and a private pool—perfect for cooling off after a day at the beach or relaxing in the sun. A pedestrian easement to beach ensures you will always have direct access to walk to the beach. Located just half a mile from the iconic Indian Pass Raw Bar and only minutes from the shops, dining, and waterfront charm of Port St. Joe, this home offers both seclusion and convenience. Whether you're searching for a full-time residence, second home, or income-producing vacation rental, Holiday House delivers exceptional value and lifestyle.

175 Sandy Ln, Port St. Joe
210 S Palm St, Port St. Joe
$849,900
3 Beds ⋅ 2 Baths ⋅ 328182 MLS
Income potential is waiting for you! This spacious 3-bedroom, 2-bath home is ready for you to make it your own while generating income at the same time. With two separate living areas, comfort and flexibility are top priorities for owners and guests alike. Located just one block from the sugar-white sands of Indian Pass and only half a mile from the public boat ramp, this property is perfectly positioned to become a high-demand short-term vacation rental. Its desirable location near the beach and easy boating access make it especially attractive to vacationers looking for the perfect Forgotten Coast getaway. With its size, layout, and amenities, this home has the potential to become a strong income-producing rental property, allowing you to enjoy personal use while generating revenue throughout the year. The home offers 2,560 square feet of living space, is partially furnished, and includes an enclosed garage that spans nearly the entire footprint of the home, providing plenty of storage for boats, gear, and more. The open space beneath the home is beautifully finished with pavers, creating an inviting area for entertaining, relaxing, or storing outdoor equipment. There is also a deck where you can sit back and watch the waves rolling onto the beach, giving you a true taste of coastal living. After a day on the water, the outdoor sink and fish-cleaning station add even more convenience. Don't wait — this home can be yours and start generating rental income as early as this summer. Call today for more details or to schedule your private showing!

210 S Palm St, Port St. Joe
181 S Higgins St, Port St. Joe
$989,900
4 Beds ⋅ 5 Baths ⋅ 328007 MLS ⋅ Three Palms Paradise BLDG.
$25,000 BUYER CREDIT AVAILABLE TO BUY DOWN YOUR INTEREST RATE + OWNER FINANCING AVAILABLE UP TO $200,000 TO QUALIFIED BUYERS WITH ACCEPTABLE TERMS! Indulge in coastal luxury with this beautifully updated 4-bedroom, 4.5-bathroom two-story retreat, perfectly positioned to capture stunning Gulf views. This spacious home features a private heated and cooled pool, a fenced backyard, and multiple outdoor living spaces designed for relaxing and entertaining. Upstairs, you'll find the heart of the home—a modern, fully equipped kitchen with stainless steel appliances, granite countertops, and a breakfast bar that opens to a bright and airy great room. This spring, new flooring was added throughout the living room and kitchen, giving the space a fresh, coastal feel. Step through custom French doors to dual-level wraparound decks and screened porches—ideal for morning coffee or evening sunsets. Three bedrooms on the main level, including a luxurious ensuite, offer direct access to outdoor retreats. Several bathrooms were recently refreshed with new vanities, mirrors, updated showerheads, and freshly painted walls—enhancing both comfort and style. Downstairs, the ground level offers a second living and dining area, another well-appointed kitchen, a fourth bedroom with ensuite bath, a bunkroom, and a convenient powder room—perfect for hosting friends or extended family. After a day on the water, gather for a game of shuffleboard or horseshoes, and clean your fresh catch at the screened fish cleaning station. Just a short walk to the beach for shoreline fishing and sun-soaked relaxation, or launch your boat at the nearby Indian Pass Boat Ramp for unforgettable snorkeling and diving adventures. Return each evening to your private coastal sanctuary and fall asleep to the calming rhythm of the Gulf—knowing more seaside serenity awaits tomorrow. https://my.matterport.com/show/?m=4RWg34Zcwpu

181 S Higgins St, Port St. Joe
146 Redbird St, Port St. Joe
$1,200,000
7 Beds ⋅ 8 Baths ⋅ 327826 MLS ⋅ Redbird Beach BLDG.
Huge well maintained Indian Pass beach house that is steps to the sand and loaded with amenities. This home is being sold fully furnished and equipped and has a great rental history. It is finished out nicely with quartz countertops, hardwood floors, marble/tile showers, and more. Relax in a private heated pool with a large paver deck for enjoying the sun. This property is now part of the Redbird Beach Subdivision and this will be a first tier home.

146 Redbird St, Port St. Joe
2298 Indian Pass Rd, Port St. Joe
$1,100,000
3 Beds ⋅ 2 Baths ⋅ 325202 MLS
Custom-designed and thoughtfully positioned, this beachfront home on the Indian Pass peninsula offers rare privacy, elevation, and protection set back from the shoreline and surrounded by mature live oaks, palms, and pines. The setting captures true Old Florida character, perfectly paired with modern coastal architecture featuring corrugated metal and durable Hardi-plank siding, and subtle, natural color tones that blend into the landscape. Inside, the home showcases cypress wood floors, mahogany countertops, and custom windows, cabinetry, shelving, and tilework, all executed with intention and craftsmanship. First-level bedrooms feature 9-foot ceilings, while the top floor opens up to an impressive 11'8” elevated ceiling, creating a light-filled living space that feels like a refined treehouse overlooking the Gulf. Situated on over one acre of Gulf-front property, the lot spans approximately 50 feet from Indian Pass Road to the beach, offering both accessibility and privacy. Gulf views can be enjoyed from the upper level, and a new elevated boardwalk provides an easy walk to the unspoiled, pet-friendly beaches of Indian Pass. For boating and fishing enthusiasts, a public boat ramp just down the road offers quick access to the Gulf of Mexico, Apalachicola Bay, and Indian Lagoon making this an ideal base for coastal adventures. Private, elevated, architecturally distinctive, and surrounded by natural beauty, this is a rare opportunity to own an Indian Pass beachfront retreat where Old Florida charm meets modern coastal living.

2298 Indian Pass Rd, Port St. Joe
257 Oak St, Port St. Joe
$825,000
4 Beds ⋅ 2 Baths ⋅ 325098 MLS ⋅ Pelican Pass BLDG.
1st Tier Beach Retreat on Indian Pass – Where Gulf Breezes Meet Old Florida Charm wake to panoramic views of the Gulf and St. Vincent's Island Refuge from this exceptionally positioned 4-bedroom, 2-bath beach home. Built in 1986 and lovingly maintained, this coastal gem captures the essence of Old Florida living with modern-day ease. Inside, discover the warmth of authentic pecky cypress walls and soaring vaulted ceilings that fill the home with natural light and coastal character. The open-concept living area flows seamlessly into the kitchen with breakfast bar—an inviting space designed for gathering, entertaining, and savoring life at the beach. A thoughtfully designed split floor plan offers maximum privacy, with two bedrooms and a full bath on each side, with privacy door to LR. Two bedrooms open directly onto the expansive deck, where morning coffee and sunset cocktails become daily rituals. Outdoor living takes center stage with a screened front porch accessed through French doors, generous storage for all your beach gear/water toys, a refreshing outdoor shower, and a spacious carport deck. The landscaped backyard provides a peaceful retreat, while the durable metal roof and Hardie-plank siding ensure worry-free coastal living for years to come. Nestled in the pet-friendly, golf-cart community of Indian Pass, cherish moments from pristine beaches, the serene lagoon, and the unspoiled natural beauty of St. Vincent's Wildlife Refuge. Enjoy convenient access to boat launch, shopping and dining in nearby Port St. Joe and historic Apalachicola, plus the legendary Indian Pass Raw Bar practically in your backyard. Whether you're seeking a full-time coastal sanctuary or the ultimate vacation escape, this rare 1st tier beach opportunity offers the lifestyle you've been dreaming of - your own slice of Florida's treasured Forgotten Coast. With FEMA eligibility. 2025 Utilities-yearly- 8922. 2026 Ins-flood, wind, hazard 11,029 Rental ready home.

257 Oak St, Port St. Joe
424 Indian Pass Rd, Cape San Blas
$925,000
4 Beds ⋅ 3 Baths ⋅ 322092 MLS ⋅ Island Prescitpion BLDG.
This beautifully updated 4-bedroom, 3-bath coastal retreat offers breathtaking panoramic views of both the Gulf of Mexico and Indian Lagoon—the best of both worlds! Just 120 steps from your private, deeded beach path, you'll find a peaceful beach where you can unwind and watch the sun dip below the horizon. Inside, the home features a light, open floor plan with driftwood-style tile flooring, custom shiplap accents, and a beachy, designer interior complete with custom window and wall treatments. The kitchen is equipped with Samsung stainless steel appliances, Corian countertops, and plenty of space to entertain. With two spacious en-suite primary bedrooms (one on each level), each opening to outdoor sunrooms through French doors, there's room and privacy for everyone. The owner has recently enclosed both decks to create versatile Florida rooms, each with split-unit A/C systems and ceiling fans, ideal for enjoying the views year-round. This home has seen a number of thoughtful upgrades that enhance both its functionality and charm. The exterior features lush, professionally designed landscaping, including fruit trees, fresh sod, and an irrigation system. A fully fenced yard offers privacy and is ideal for pets, while a gated entrance with automatic openers and keypad access, along with a separate walk-through gate, provides both convenience and security. Both upper and lower decks have been enclosed to create bright and breezy Florida rooms, each equipped with split-unit air conditioning systems and ceiling fans, allowing for year-round enjoyment of the surrounding views. Inside, you'll also find new custom blinds throughout, adding a fresh and finished look to every room. Tucked into the natural beauty of Indian Pass, this home offers the serenity of Old Florida charm with the modern comforts you deserve. Don't miss your chance to own this exceptional slice of paradise!

424 Indian Pass Rd, Cape San Blas
Start Your Search