Browse All St. Joe Beach FL Between $400K - $500K Properties for Sale

A RARE FIND in ST JOE BEACH a property with .44 ac lot having room for detached garage or pole barn with a 3 bedroom and 2 bath home already on the property. The backyard is fully fenced for pets, children, or the pool you may want to add. The nice screen porch on the front to relax and enjoy a nice cup of coffee or the back deck if you choose to have more privacy. A large open entry with views of a nice fireplace, vaulted ceiling, and dining area. The master bedroom has two large closets, one for each partner and the other 2 bedrooms and bathrooms are located on the other end of the house. Based on the flood map, this property is located in the coveted X flood zone which will save you on insurance. This home is currently being rented as a long term rental with lease ending July 31st. The rental income was $2300/month plus utilities and maintaining the grass. Working on insurance and avg utility bills at this time.

247 Selma St, Port St. Joe

$439,900

3 Beds ⋅ 2 Baths ⋅ 328508 MLS

Welcome to 346 Ponce De Leon St, a newer coastal home in the highly desirable St. Joe Beach area of Port St. Joe. Built in 2022 and offering 3 bedrooms, 2 bathrooms, and approximately 1,624 sq ft, this property delivers the space, location, and low-maintenance feel buyers are looking for near the beach. Inside, the home features a bright, open layout with a spacious main living area, comfortable dining space, and a functional kitchen designed for everyday use, entertaining, or relaxed beach living. The split-bedroom floor plan gives the primary suite privacy from the guest bedrooms, making it ideal for full-time living, a second home, or a coastal getaway. The primary suite offers generous space, a private bath, and good closet storage, while the additional bedrooms provide flexibility for guests, family, an office, or rental use. One of the biggest advantages of this property is the lot. With plenty of outdoor space, there is room for parking, boat storage, a golf cart, outdoor entertaining, or future improvements. Buyers looking for beach-area convenience without feeling cramped will appreciate the extra usable space. Located just minutes from the Gulf, boat ramps, local dining, shopping, Mexico Beach, downtown Port St. Joe, and Cape San Blas, this home puts you right in the middle of everything the Forgotten Coast has to offer. Whether you are looking for a primary residence, second home, or investment opportunity, 346 Ponce De Leon St is positioned as one of the better values in the St. Joe Beach market. Newer construction, a strong coastal location, generous square footage, and usable outdoor space make this home a standout opportunity near the beach. Come experience the laid-back Florida lifestyle and see why St. Joe Beach continues to be one of the most sought-after areas along the Forgotten Coast.

346 Ponce De Leon St, Port St. Joe

$434,900

3 Beds ⋅ 2 Baths ⋅ 328458 MLS

Property under construction and to be completely by roughly July! Located on a cul-de-sac, this brand new property is being built with care by Jubilee Builders out of Dothan, Alabama. This property is a short golf cart ride down to the highway, from there you walk/roll across to the beach! It is a quiet community on Gulf Terrace with NO HOA dues and X Flood zone! The images attached are from a previous build completed on this street with this same builder. Rendering was AI generated to provide an idea of what the completed build may look like. All of the builds on this street by Jubilee have sold before construction was completed. Curious about specs? These are some points to know: 2x6 Exterior walls, 5/8” roof sheeting, 1/2" wall sheeting, Hurricane ties, R19/R38 Insulation, Impact windows, White cabinets, Mega Iced countertops, Showers/Tubs will be tiled, Medium toned floors, All kitchen appliances(including microwave), LVP flooring throughout, Full sod, fence, and irrigation included.

126 Gulf Terrace Ln, Port St. Joe

$489,900

2 Beds ⋅ 3 Baths ⋅ 328148 MLS

SANDY TOES LIVING!! Start living your Beach House Dreams at this this charming retreat that captures the essence of relaxed Gulf living with a layout designed for both comfort & entertaining. Featuring 2 spacious bedrooms & 2.5 bathrooms, the home offers the ideal balance of privacy & gathering space. The true centerpiece is the second-floor living area, where soaring vaulted ceilings create an open, airy feel while maximizing beautiful Gulf views that set the tone for everyday coastal living. Natural light pours in, highlighting the luxury vinyl plank flooring that brings both style & durability—perfect for easy care after sandy beach days. Thoughtful updates provide peace of mind, including a new water heater & a freshly sealed deck ready for morning coffee, sunset cocktails or simply unwinding to the sound of the surf. Cruise the neighborhood by golf cart with ease—one of the best ways to enjoy beach access, local spots & the laid-back coastal lifestyle this area is known for. Whether you're envisioning weekend getaways, a primary residence with a vacation vibe, or a high-demand rental property, this home delivers versatility & charm in equal measure. Just a stones throw away, Mexico Beach offers a charming small-town coastal vibe with local seafood restaurants, boutique shops & a welcoming community atmosphere. Spend your days fishing, enjoying fresh Gulf catches, paddleboard, beach combing or simply soaking in the breathtaking sunsets that make this stretch of coastline so special. Plus you'll enjoy the convenience of a quick drive to local dining, shopping & entertainment in nearby Port St. Joe. Here, every day feels like a getaway, where coastal breezes & laid-back living become part of your everyday routine. Call for your private tour & LIVE THE BEACH LIFE!

311 Bonnet St, Port St. Joe

$487,000

3 Beds ⋅ 3 Baths ⋅ 327736 MLS

PRICE REDUCTION Lovely range style home located in Gulf Aire community , X flood zone. The wonderful home offer 3 large bedroom and 2.5 baths. Dinning room and breakfast room. High ceilings in living room with fireplace. The living room opens to Florida room. This community has it own beach, tennis/pickle ball courts ,pool ,playground . Great place at the beach!!

622 Gulf Aire Dr, Port St. Joe

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Between $400K - $500K St. Joe Beach Real Estate

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