Browse All St. Joe Beach FL Between $400K - $500K Properties for Sale

SUNSHINE STARTS HERE!! Coastal comfort awaits at this beautifully maintained Florida ranch home tucked into Magnolia Bluff. Situated on a high dry homesite in the "X" flood zone. This single-level living with spacious open floor plan creates a timeless coastal feel where you can entertain or simply unwind after a day at the beach. An easy flow between main living spaces makes everyday living comfortable while offering flexibility for hosting family & friends. The split-bedroom floor plan provides added privacy, making the home equally well suited for full-time living, a retirement retreat or a special coastal getaway. One of the home's most inviting features is the long covered & screened porch, the perfect spot to start your morning with coffee, enjoy an afternoon breeze or settle in for a quiet evening outdoors. With protection from the elements & plenty of room for comfortable seating, this outdoor living area feels like a natural extension of the home. Beyond the porch, the spacious quarter-acre yard offers room to garden, entertain, play or simply enjoy the laid-back Florida lifestyle. Magnolia Bluff is an established residential community in the St. Joe Beach area, where short-term rentals are not permitted, helping preserve the peaceful neighborhood atmosphere residents appreciate. Nearby homes in the community are also marketed for convenient access to St. Joe Beach & the area's golf-cart-friendly coastal lifestyle. Spend your days soaking up the sunshine, strolling the shoreline, fishing, kayaking or exploring the natural beauty of Florida's Forgotten Coast. When you're ready for a night out, shopping, dining & everyday conveniences in Port St. Joe are just a short drive away, while nearby Mexico Beach offers even more opportunities for waterfront dining, boating & beachside fun. Whether you're searching for a primary residence, peaceful retirement home or personal beach getaway, this charming Florida ranch delivers the ideal combination of quality construction, comfortable living, outdoor space & an exceptional coastal location without the constant turnover of vacation rentals. Come experience the quieter side of beach living & discover why St. Joe Beach continues to be such a special place to call home. Call for your private tour & LIVE THE BEACH LIFE!

105 White Blossom Trl, Port St. Joe

$499,000

3 Beds ⋅ 2 Baths ⋅ 329403 MLS

PRIVATE Deeded St. Joseph Bay beach access PRIVATE pool, fenced backyard No HOA. Located in St. Joseph Shores, this 3-bedroom, 2-bath Florida cottage and office/owner's closet, pairing a one-level floor plan with updated coastal interiors and outdoor living space. The open living, dining, and kitchen area features hard-surface flooring, white shaker-style cabinetry, solid-surface countertops, stainless appliances, dishwasher, a large breakfast bar, and a dedicated coffee station. The primary bedroom offers a vaulted ceiling, pool-facing windows, and sliding glass doors to the covered rear patio. Outdoor features include a private pool, paver pool deck, fenced backyard, covered patio, and front porch. Interior details include ceiling fans, window coverings, stacked washer/dryer laundry, tile bath surround, glass-enclosed shower, and low-maintenance flooring throughout. The St. Joseph Shores location places St. Joseph Bay beach access, Hwy 98, WindMark Beach, St. Joe Beach, downtown Port St. Joe, George Core Park, Cape San Blas Lighthouse, restaurants, coffee shops, bayfront parks, boat launches, kayaking, fishing, scalloping, and Gulf County beaches within easy reach. No HOA adds flexibility for coastal living, second-home use, or rental investment.

155 Beach St, Port St. Joe

$499,900

3 Beds ⋅ 2 Baths ⋅ 329317 MLS

106 Hidden Ridge Rd sits on approximately one-third of an acre in the St. Joe Beach area, where the lots have a little more room and the streets still feel residential. Single story. Approximately 2,004 heated and cooled square feet. And a floor plan that lives bigger than the numbers suggest. Step inside and the great room opens beneath vaulted ceilings, giving the main living space an easy, comfortable feel. The kitchen keeps things bright and functional with white shaker cabinetry, Corian countertops, and plenty of room to cook, gather, and stay awhile. Just beyond, the dining area pulls in natural light through its own skylight. Then you get to the back of the house—and this is where it gets good. French doors open to the Florida room overlooking a spring-fed pond. Morning coffee out here. A book in the afternoon. Supper winding down while the light changes over the water. It is the kind of extra living space that makes a house feel like home. Three bedrooms, two full baths, plus a bonus room that can work as an office, studio, hobby room, or extra sleeping space when everybody decides to come to the coast at once. The primary suite includes a garden tub, separate shower, and walk-in closet. Tile flooring runs through the main living areas, with ceiling fans throughout. And there are plenty of practical details too—an irrigation well, gas hookup for the outdoor grill, and storm shutters. Just the kind of features that make coastal living a little easier. Better yet, you are positioned between Port St. Joe and Mexico Beach with the beach just a short distance away. Enjoy morning walks along the shoreline, relaxed evenings near the water, and the laid-back pace that makes this part of Florida so appealing. Head west for dining and the easygoing feel of Mexico Beach, or into downtown Port St. Joe for restaurants, shopping, marinas, and community events. That is the beauty of this location. Beach time when you want it. Town when you need it. Home when you are ready to slow things down. No HOA.

106 Hidden Ridge Rd, Port St. Joe

$499,000

3 Beds ⋅ 2 Baths ⋅ 328764 MLS

PRIVATE Deeded St. Joseph Bay beach access PRIVATE pool, fenced yard & room for boat parking No HOA. Located in St. Joseph Shores, this 3-bedroom, 2-bath Florida cottage and office/owner's closet, pairing a one-level floor plan with updated coastal interiors and outdoor living space. The open living, dining, and kitchen area features hard-surface flooring, white shaker-style cabinetry, solid-surface countertops, stainless appliances, dishwasher, a large breakfast bar, and a dedicated coffee station. The primary bedroom offers a vaulted ceiling, pool-facing windows, and sliding glass doors to the covered rear patio. Outdoor features include a private pool, paver pool deck, fenced backyard, covered patio, and front porch. Interior details include ceiling fans, window coverings, stacked washer/dryer laundry, tile bath surround, glass-enclosed shower, and low-maintenance flooring throughout. The St. Joseph Shores location places St. Joseph Bay beach access, Hwy 98, WindMark Beach, St. Joe Beach, downtown Port St. Joe, George Core Park, Cape San Blas Lighthouse, restaurants, coffee shops, bayfront parks, boat launches, kayaking, fishing, scalloping, and Gulf County beaches within easy reach. No HOA adds flexibility for coastal living, second-home use, or rental investment. Plenty of room to park your boat!

151 Beach St, Port St. Joe

$425,000

3 Beds ⋅ 2 Baths ⋅ 328728 MLS

A RARE FIND in ST JOE BEACH a property with .44 ac lot having room for detached garage or pole barn with a 3 bedroom and 2 bath home already on the property. The backyard is fully fenced for pets, children, or the pool you may want to add. The nice screen porch on the front to relax and enjoy a nice cup of coffee or the back deck if you choose to have more privacy. A large open entry with views of a nice fireplace, vaulted ceiling, and dining area. The master bedroom has two large closets, one for each partner and the other 2 bedrooms and bathrooms are located on the other end of the house. Based on the flood map, this property is located in the coveted X flood zone which will save you on insurance. PLUS, since 2021 this home has basically been made new. The renovations are: 2021- New Vinyl siding installed New Pella High impact (Hurricane) windows installed New Gutters New front Door(Hurricane rated) Back Yard fenced New Deck added New front steps installed New HVAC system installed New Chimney Cap installed 2024- Master Bathroom redone/ custom shower Kitchen remodeled/ all new appliances New LVP flooring throughout main part of house New washer and Dryer Interior painted Come see for yourself!!!!!

247 Selma St, Port St. Joe

$499,000

328573 MLS

Exceptional 1st tier Gulf view homesite on scenic Highway 98 in St. Joe Beach. Enjoy Gulf views in the perfect setting for a primary residence, vacation retreat or investment property along Florida's renowned Forgotten Coast. St. Joe Beach is known for its pet friendly beaches and laid back coastal lifestyle. Conveniently located just minutes from downtown Port St. Joe, local restaurants, shopping marinas and world class fishing. Build your dream coastal home and wake up to Gulf views every day.

Lot 1 Hwy 98 W, Port St. Joe

$469,900

2 Beds ⋅ 3 Baths ⋅ 328148 MLS

SANDY TOES LIVING!! Start living your Beach House Dreams at this this charming retreat that captures the essence of relaxed Gulf living with a layout designed for both comfort & entertaining. Featuring 2 spacious bedrooms & 2.5 bathrooms, the home offers the ideal balance of privacy & gathering space. The true centerpiece is the second-floor living area, where soaring vaulted ceilings create an open, airy feel while maximizing beautiful Gulf views that set the tone for everyday coastal living. Natural light pours in, highlighting the luxury vinyl plank flooring that brings both style & durability—perfect for easy care after sandy beach days. Thoughtful updates provide peace of mind, including a new water heater & a freshly sealed deck ready for morning coffee, sunset cocktails or simply unwinding to the sound of the surf. Cruise the neighborhood by golf cart with ease—one of the best ways to enjoy beach access, local spots & the laid-back coastal lifestyle this area is known for. Whether you're envisioning weekend getaways, a primary residence with a vacation vibe, or a high-demand rental property, this home delivers versatility & charm in equal measure. Just a stones throw away, Mexico Beach offers a charming small-town coastal vibe with local seafood restaurants, boutique shops & a welcoming community atmosphere. Spend your days fishing, enjoying fresh Gulf catches, paddleboard, beach combing or simply soaking in the breathtaking sunsets that make this stretch of coastline so special. Plus you'll enjoy the convenience of a quick drive to local dining, shopping & entertainment in nearby Port St. Joe. Here, every day feels like a getaway, where coastal breezes & laid-back living become part of your everyday routine. Call for your private tour & LIVE THE BEACH LIFE!

311 Bonnet St, Port St. Joe

Start Your Search

Between $400K - $500K St. Joe Beach Real Estate

Our website features the best real estate search for between $400k - $500k properties available in St. Joe Beach and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor®’s database every 15 minutes.

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire.

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood!

Considering selling or refinancing your home? Get an INSTANT property valuation now!