Under $200,000 St. Joe Beach FL Real Estate, Homes, Condos for Sale

Imagine designing your own coastal retreat in beautiful St. Joe Beach! Located in the established Magnolia Bluff community, this vacant homesite offers the opportunity to bring your beach-home dreams to life. Picture a home designed just the way you want it, where mornings begin with sunshine and salty breezes and afternoons are made for beach days, fishing, kayaking and exploring Florida's breathtaking Forgotten Coast. With low HOA dues and no short-term rentals permitted, Magnolia Bluff offers a welcoming residential setting where you can settle in, get to know your neighbors and feel connected to the community. Located in the desirable X flood zone, this property offers an added point of appeal as you plan your future home. Once your home is complete, hop on your golf cart and head to the beach to enjoy the laid-back coastal lifestyle you've been dreaming about. St. Joe Beach's dog-friendly shoreline means your four-legged companion can join you for sandy strolls and sunset walks, too! Enjoy the natural beauty and relaxed pace of St. Joe Beach, with shopping, dining and everyday conveniences in Port St. Joe and additional coastal attractions in nearby Mexico Beach. Whether you envision a full-time residence, a weekend escape or a place to enjoy your retirement years, this homesite offers a wonderful opportunity to create something uniquely yours.

110 White Blossom Trl, Port St. Joe

$179,000

329791 MLS

Your beach paradise starts here! Located just two blocks from the beautiful sands of St. Joe Beach, this .24-acre vacant lot offers an opportunity to bring your coastal vision to life. Imagine mornings spent strolling along the shore, afternoons enjoying the Gulf, and evenings watching the sunset over the water. Whether you envision a full-time residence or a relaxing beach retreat, this property puts the coastal lifestyle within easy reach. Bring your ideas and start planning your own piece of paradise!

lot 15 Alabama Ave, Port St. Joe

$124,900

329703 MLS

BEACH DAYS YOUR WAY!! Build your beach getaway on Lot 14 Hidden Ridge Rd, a cleared homesite in a welcoming neighborhood near St. Joe Beach. With the lot already cleared, you can save time & expense as you plan your future coastal home. The beach is just three blocks away, where you can enjoy beautiful Gulf views, great fishing, open stretches of sand & sunsets that make you want to linger a little longer. St. Joe Beach is known for its laid-back feel, west-facing shoreline & spectacular sunsets, with Port St. Joe about 10 minutes away. Gulf County's dog-friendly beaches make it easy to bring the four-legged members of the family along for beach walks, splashing in the water & sandy-pawed afternoons. When you're ready to build, the neighborhood guidelines allow a minimum home size of 1,200 square feet for a one-story home or an 800-square-foot base for a two-story home. Mobile homes, RVs, modular homes & container homes are not allowed. Picture a welcoming beach house with room for family & friends, cool evening breezes, backyard cookouts & space to add a pool for even more outdoor enjoyment. Spend the day swimming, fishing, shelling or simply unwinding by the water, then head into Port St. Joe for local restaurants, charming shops & everyday conveniences. Whether you bring your own boat or book a local fishing charter, there are plenty of ways to get out on the water. Here, beach days can feel wonderfully simple: breathe in the salt air, watch the sunset & make more time for the people you love. Call for your private tour & LIVE THE BEACH LIFE!

Lot 14 Hidden Ridge Rd, Port St. Joe

$109,900

329671 MLS

Looking for the perfect spot to build your forever home? This beautiful quarter-acre corner lot is located in Sunset Village, literally just across the road from the Gulf of America! With a great location and plenty of possibilities, this property is ready for you to bring your vision to life. The lot is mostly in an X flood zone, offering a great opportunity for building in the higher, more desirable portion of the property. You'll be just minutes from the area's beautiful beaches and all the dining, shopping, and amenities Port St. Joe has to offer. Tyndall Air Force Base and Panama City are approximately 45 minutes away. Don't let this opportunity pass you by! Make plans to see this property today before someone else snags this great piece of Gulf Coast real estate!

213 Stingray Ln, Port St. Joe

$199,000

329663 MLS

A nice parcel off the beaten path but within walking distance to the beautiful white sand and gulf waters. NO HOA's just county restrictions allowing you to build YOUR dream beach cottage and keep your boat, kayaks, long board, shed for fishing poles, bicycles or even golf cart. Come see for yourself!

Lot 1 Beach St, Port St. Joe

$2,000

2 Beds ⋅ 2 Baths ⋅ 329661 MLS

Enjoy the relaxed St. Joe Beach lifestyle in this move-in-ready 2 bedroom, 2 bath townhome located in the desirable Gulf Aire community, just a short distance from the beautiful white sandy beaches of the Gulf of Mexico. The first floor features a spacious living area with vaulted ceiling, primary bedroom, full bathroom, and a covered porch off the primary bedroom, perfect for relaxing and enjoying the coastal breeze. Upstairs offers a loft, second bedroom, and full bathroom, providing additional living space and a comfortable layout. The townhome is offered unfurnished and features indoor laundry hookups. The kitchen comes equipped with a stove, refrigerator, dishwasher, and microwave. Gulf Aire is a golf cart and pet-friendly community offering great amenities, including a community swimming pool, tennis/pickleball court, playground, BBQ area, underground utilities, and two private dedicated beach access points. Conveniently located between Port St. Joe and Mexico Beach with easy access to local restaurants, shopping, boating, fishing, and everything the Forgotten Coast has to offer. Available now at $2,000 per month on a one-year lease with a $2,000 security deposit. HOA dues are included in the rent. Tenant is responsible for all utilities and yard maintenance. A small pet may be considered with a refundable pet deposit. No fee to submit a rental application; approved applicants are responsible for a $32 credit/background check fee.

634 Gulf Aire Dr, Port St. Joe

$114,900

329648 MLS

Build your coastal retreat on this desirable 0.29-acre corner homesite in Sunset Village. This charming, thoughtfully planned community features classic coastal architecture, lush landscaping, and a relaxed beachside atmosphere. Enjoy the added convenience of the community pool located less than 500 feet from the property, perfect for cooling off after a day at the beach. Just minutes from the beautiful beaches and emerald waters of the Gulf, this spacious lot offers a wonderful opportunity for a primary residence, vacation getaway, or investment property.

104 Conch St, Port St. Joe

$149,500

329625 MLS

This buildable lot is ideally situated on St. Joe Beach, within the X flood zone, so no flood insurance is required. St. Joe Beach offers a golf cart-friendly environment and pet-friendly beaches. The property is just a short walk from pristine waters and white sandy shores. Additionally, downtown Port Saint Joe is less than 15 minutes away, providing convenient access to shopping, dining, and entertainment. Call today for more information

Lot 6 Gulf St, Port St. Joe

$110,000

329607 MLS

Buildable lot in Port St Joe. 118 Gulf Terrace Lane. Approximately .24 ac. No utilities at present but available.

118 Gulf Terrace Ln, Port St. Joe

$200,000

329472 MLS

Discover the opportunity to build just one block from the Gulf in beautiful St. Joe Beach! This 50-foot-wide homesite is the fifth parcel within a rare five-parcel offering. Gulf County mixed-use zoning provides flexibility for a primary residence, coastal retreat, vacation rental, investment property, or commercial use. Spend your days along the area's beautiful, dog-friendly beaches and enjoy unforgettable Gulf sunsets each evening. Four adjoining parcels are also available and may be purchased separately or together, offering the opportunity to secure additional land for multiple homes, a family compound, or a larger development.

lot 14 Selma St, Port St. Joe

Lot 3 Lot 3 Sea Haven Dr Unit Lot 3, Port St. Joe

$193,800

329426 MLS

BEAUTIFUL HOME SITE IN ST JOE BEACH IN THE X FLOOD ZONE JUST A SHORT GOLF CART RIDE TO THE GULF! Make your dream of "living the beach life" a reality! This lot is centrally located between Port St Joe & Mexico Beach in the quiet subdivision of Sea Haven. Architectural restrictions are in place to keep the charm & desirability of the neighborhood intact. No flood insurance is required & the HOA dues are reasonable for the area. Ride your golf cart to pet friendly beaches, build a bonfire under the stars & take in picturesque sunsets over the Gulf. Enjoy all that this area has to offer from offshore fishing, kayaking & canoeing to fresh local seafood. Restaurants, shopping & entertainment are a short drive away in nearby historic Port St Joe. Don't miss this opportunity to call St Joe Beach your home. Call for a showing & a tour of the area today! LIVE THE BEACH LIFE!! Owner is a licensed realtor in California.

Lot 3 Lot 3 Sea Haven Dr Unit Lot 3, Port St. Joe

$2,200

2 Beds ⋅ 2 Baths ⋅ 329243 MLS

FULLY FURNISHED & EQUIPPED, JUST BLOCKS FROM THE BEACH! Move right in and start enjoying the St. Joe Beach lifestyle! This 2022 manufactured home comes fully furnished and equipped, ready to go for your coastal stay. Situated on approximately one-third of an acre, the property offers plenty of space for outdoor living, entertaining, and storage, all just a short distance from direct access to the pet-friendly beach. The home features a comfortable living area and screened porch, while the spacious fenced yard offers mature landscaping and garden beds. The backyard is ready for entertaining with a tiki-style covered pavilion featuring bar counters with concrete tops, string lights, and a mini refrigerator. A double-door outbuilding provides additional workshop, hobby, or storage space. Other outdoor features include a metal carport, gravel driveway with brick edging, and an outdoor shower that's perfect for rinsing off after a day at the beach. Conveniently located between Mexico Beach and Port St. Joe, with WindMark Beach, local shopping, restaurants, boating, fishing, and downtown Port St. Joe just minutes away. Property is located in the X flood zone with no HOA. Available now at $2,200 per month on a 6-month lease with a $2,200 security deposit. Tenant pays utilities and maintains the yard. May consider a pet with a refundable pet deposit. Rental application required; no fee to apply. If approved, there is a $32 fee for the credit and background check.

466 Santa Anna St, Port St. Joe

$89,500

329213 MLS

Whether you are a buyer, builder, or developer, this is your chance to own what may be the best lot in Sunset Village. Located in the desirable X-Flood Zone and free of suspected wetlands according to Gulf County GIS, this 0.27-acre homesite is a rare find, so the price is firm You'll be just 320 steps from the community pool and clubhouse?close enough for convenience, yet far enough for peace and quiet.

201 S Brooks Ave, Port St. Joe

$86,000

328796 MLS

Builder/developer opportunity X Flood Zone One of two contiguous Sunset Village lots available in coastal Sunset Village. This 0.36-acre homesite is part of a rare two-lot opportunity near the Hwy 98 coastal corridor and St. Joseph Bay. Sunset Village includes paved roads, underground utilities, with public water, sewer, electric, and natural gas available, with site-built homes only and architectural review guidelines in place. Buy one lot for your coastal build, or purchase both contiguous lots for added room, future planning flexibility, or a builder/developer package. Nearby, WindMark Beach Waterfront Park and its undeveloped coastal acreage stretch along the Gulf County beach corridor, putting public beach access, shoreline acreage, and US-98 close by. Single-level home designs and water-view orientation may be possible. Tyndall Air Force Base, under major reconstruction and expansion, is less than 30 minutes away. The adjacent lot, 205 S Brooks Ave, is listed separately at $88,000 (See MLS #328795, or both for $169,000. (See also MLS# 328797.) Seller may consider owner financing with acceptable terms. Downtown Port St. Joe / Point South Marina / Reid Avenue shops and dining — approx. 6–7 mi; Mexico Beach — approx. 7–8 mi

207 S Brooks Ave, Port St. Joe

$169,000

328797 MLS

Builder/developer opportunity in coastal Sunset Village! This rare two-lot package includes two contiguous homesites totaling approximately 0.67 acres in an X Flood Zone near the Hwy 98 coastal corridor, St. Joseph Bay, and WindMark Beach. The package includes 205 S Brooks Ave at approximately 0.31 acres and 207 S Brooks Ave at approximately 0.36 acres. Sunset Village offers paved roads, underground utilities, and available public water, sewer, electric, and natural gas, with site-built homes only and architectural review guidelines in place. Purchase both lots together for added room, future planning flexibility, or a builder/developer package in a growing coastal area. The combined footprint may allow room for a custom coastal residence, expanded outdoor living, garage space, or thoughtful site planning. Single-level home designs and possible water-view orientation may be possible. Nearby, WindMark Beach Waterfront Park and undeveloped coastal acreage along the Gulf County beach corridor provide convenient access to public beach areas, shoreline scenery, and US-98. Located 5 minutes west of Downtown Port St. Joe, Point South Marina, Reid Avenue shops and dining and 5 minutes east of Mexico Beach. Tyndall Air Force Base is less than 30 minutes away. Seller may consider owner financing with acceptable terms. Buyer to verify all dimensions, utilities, HOA requirements, buildability, and future use.

205-207 S Brooks Ave, Port St. Joe

$88,000

328795 MLS

Builder/developer opportunity X Flood Zone One of two contiguous lots available in the coastal community of Sunset Village . This 0.31-acre homesite is part of a rare two-lot opportunity near the Hwy 98 coastal corridor and St. Joseph Bay. Sunset Village includes paved roads, underground utilities, with public water, sewer, electric, and natural gas available, with site-built homes only and architectural review guidelines in place. Buy one lot for your coastal build, or purchase both contiguous lots for added room, future planning flexibility, or a builder/developer package. Nearby, WindMark Beach Waterfront Park and its undeveloped coastal acreage stretch along the Gulf County beach corridor, putting public beach access and shoreline acreage close by. Single-level home designs and water-view orientation may be possible. Tyndall Air Force Base, under major reconstruction and expansion, is less than 30 minutes away. The adjacent lot, 207 S Brooks Ave, is listed separately at $86,000 (See MLS #328796, or both for $169,000. (See also MLS# 328797.) Seller may consider owner financing with acceptable terms. Downtown Port St. Joe / Point South Marina / Reid Avenue shops and dining — approx. 6–7 mi; Mexico Beach — approx. 7–8 mi

205 S Brooks Ave, Port St. Joe

$159,900

327929 MLS

This ready-to-build -acre lot in the sought-after Magnolia Bluff community of Gulf County, Florida, presents a rare opportunity to jumpstart new construction without the usual delays. The property features a pre-existing slab foundation and comes with architectural plans, significantly reducing upfront time and costs. Located just 0.4 miles from pristine public beaches, the lot offers convenient access in a golf cart-friendly neighborhood close to local shops, restaurants, and boat ramps. The current owner is offering an optional pre-construction package in collaboration with a licensed contractor and reputable lender. Buyers may choose a turnkey land-and-build option (subject to lender approval) or purchase the lot separately and coordinate construction independently using the groundwork already in place. Comprehensive construction documents, including cost estimates for framing, plumbing, and electrical, TDB w/contractor upon choice, along with survey data and architect/engineering contacts upon request. Located in a federally designated Opportunity Zone, this property offers potential tax advantages and strong investment appeal. Gulf County is known for its stunning beaches, outdoor recreation, and laid-back coastal lifestyle. Nearby towns like Mexico Beach, Port St. Joe, and Cape San Blas offer dining, shopping, and entertainment, while seasonal activities like scalloping draw visitors from across the region. The area also features dog-friendly beaches, Veterans Park, and abundant opportunities for fishing, kayaking, paddleboarding, and birdwatching. Whether you're an investor seeking a high-potential project or a homeowner ready to build in a peaceful coastal setting, this property is a prime opportunity to own a piece of Florida's rapidly growing Forgotten Coast. Contact your favorite Realtor today for more info. Equal Housing Opportunity. Buyer to verify zoning, building requirements, HOA R&R, and permitting with proper authorities.

123 White Blossom Trl, Port St. Joe

$179,900

327853 MLS

Build Your Coastal Dream Home on St. Joe Beach's Gulf Aire's Premier Neighborhood! Welcome to one of the last remaining large residential lots in the prestigious Gulf Aire Subdivision on St. Joe Beach. Located at 110 Ocean Ridge Lane, this generous 80 x 137 ft parcel sits on a peaceful cul-de-sac surrounded by elegant custom homes and lush coastal landscaping. The street is quiet and tucked away, offering a serene setting for your future dream home. Gulf Aire is known for having some of the best amenities in Gulf County, making it a standout community for both full-time residents and second-home owners. Residents enjoy exclusive access to a private beach entrance with two gated walkovers, offering a pristine stretch of sugar-white sand and emerald waters—perfect for morning strolls, sunset views, or spontaneous beach days. Beyond the beach, Gulf Aire offers a lifestyle rich in recreation and relaxation. The neighborhood features a community pool, tennis courts, a playground, and a newly added pickleball court, catering to all ages and interests. Whether you're looking to unwind or stay active, Gulf Aire has something for everyone. This particular lot is adjacent to a conservation easement, providing a natural buffer and added privacy to the east. With minimal building restrictions, you have the freedom to bring your architectural vision to life without compromising on style or space. Utilities are available, and the property is located in Flood Zone X, which typically means no flood insurance is required—another valuable perk. Whether you're planning a coastal retreat, a family home, or an investment in one of the area's most desirable neighborhoods, this lot offers the perfect canvas. Bring your building plans and let your Gulf Coast dream starts here.

110 Ocean Ridge Ln, Port St. Joe

$129,900

325146 MLS

Welcome to the Sea Haven Subdivision, the gem of St. Joe Beach! This enchanting neighborhood is just a hop, skip, and a seashell toss away from the beach with blindingly white sand perfect for long walks and magnificent sunsets to view. Cruise through its grand entrance with palm trees giving you a friendly wave. The homes here are swanky coastal dreams, where luxury meets laid-back beach vibes. You're going to love calling this place home! Another feature of this lot is it backs up to the subdivision owned buffer zone, which means no one can build behind you. Or in front of you because the buffer zone meanders around in front of this lot as well. Underground utilities are available, as well as sewer and public water, with tap fees paid, of course. The covenants and restrictions make sure the homes built meet the criteria to keep up the beautiful appearances. There is a minimum square footage of 1500SF per home, and plans to be approved by the Architectural Committee. Give me a call to find out more and why this lot would be perfect for you.

111 N Caicos Dr, Port St. Joe

$144,900

324914 MLS

Welcome to your oversized future dream home location in the serene neighborhood of Sea Haven! This lot is a rare find, offering over 1/2 acre of space for endless possibilities - property comes with Ready to Build plans. Imagine creating your own private oasis with a pool, large yard, or simply enjoy the beautiful wooded surroundings for ultimate tranquility. With thoughtful architectural restrictions in place, Sea Haven maintains its charm and appeal, ensuring a picturesque setting for your new home. And with no flood insurance required, you can have peace of mind while enjoying the natural beauty that surrounds you. Take advantage of this opportunity to build your perfect home in Sea Haven, where privacy and space are abundant. Don't miss out on one of the last remaining lots in this desirable subdivision come make your dreams a reality today!

308 Sea Haven Dr, Port St. Joe

$193,500

324702 MLS

Discover a rare gem in St. Joe Beach—a beautiful, oversized lot offering Gulf views & a unique combination of privacy, space & location. Just steps from the shoreline, this homesite is larger than most in the first block off the beach, providing an exceptional canvas for your dream coastal retreat. You're only moments away from dipping your toes in the sugar-white sand & enjoying the peaceful rhythm of the surf. Zoning does not allow RVs, helping preserve the charm and integrity of this quiet beachside neighborhood. There are no HOA dues, giving you the freedom to build your ideal beach home without the burden of extra restrictions or fees. Whether you're looking to invest in a long-term homesite, build a full-time residence, or create a vacation getaway, this lot offers an unbeatable combination of views, location, and opportunity. Call for a private tour of the area & LIVE THE BEACH LIFE!

Tbd Americus Ave, Port St. Joe

$122,000

324601 MLS

This oversized .32-acre corner lot in Sunset Village is a rare find, offering 138 feet of street frontage and protected Gulf views with nothing ever being built in front of you. Sitting high and dry, this lot would have incredible water views on pilings, and with the beach access directly across the street, the location truly doesn't get more convenient. Sunset Village is one of the most peaceful and well-maintained neighborhoods in St. Joe Beach, featuring ribbon curbing, streetlights, and beautiful landscaping throughout. Short-term rentals are not allowed here, which helps keep the quiet, residential feel that so many buyers are looking for. A conservation area also sits behind the property, giving you even more privacy and space. Opportunities like this are few and far between in St. Joe Beach—reach out for the survey or more information.

Tbd Sea Glass Way, Port St. Joe

$92,500

317241 MLS

Build Your Coastal Dream in Sea Haven, St. Joe Beach Seize this opportunity to own a prime parcel of land in the coveted Sea Haven community. This ready-to-build lot spans a generous area, perfectly positioned in an X flood zone—meaning no flood insurance required. Enjoy the blend of seclusion and accessibility in this beautiful neighborhood, located just moments from the pristine shores of St. Joe Beach. Create your ideal beachside retreat or a profitable investment property in a location known for its serene environment and upscale living. With the beach, local amenities, and downtown Port St. Joe within easy reach, your future coastal haven offers both tranquility and convenience. Secure your plot in Sea Haven now and start turning your dream of coastal living into reality!

309 Sea Haven Dr, Port St. Joe

$175,000

317393 MLS

AMAZING READY TO BUILD CORNER LOT JUST ONE BLOCK FROM THE GULF OF MEXICO! Create your dream beach experience centrally located between historic Port St Joe and Mexico Beach. At just over a 1/4 acre, this lot would accommodate most design plans. Additional land is available with the potential for peekaboo water views. Golf cart transportation is all you need for shopping and local restaurants. Surf the waves & fish along the shoreline or explore our pet friendly beaches. No HOA, covenants & restrictions or minimum building requirements apply. If you are seeking an investment property, this area offers proven rental income. Call for a showing & tour of the area!

217 Gulf St, Port St. Joe

$115,000

318567 MLS

Lowest Priced Lot For Sale In The Neighborhood!! Welcome to Magnolia Bluff in St. Joe Beach, which is only a short walk or golf cart ride to some of the most beautiful beaches in Florida. Leisurely stroll to the stunning beaches where you can catch epic sunsets and some of the best fish for supper. Picture this: only 36 lots, so no need to stress about traffic or not knowing your neighbors. Say goodbye to mobile homes, hello to paved streets, and a grand entrance to the community that screams "welcome home." Make yourself a fruity drink and pack a comfy beach chair and spend time on the whitest sandy beaches around. Drop me a line for more details.

119 White Blossom Trl, Port St. Joe

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Under $200K St. Joe Beach Real Estate

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